Don't Sleep on High APYs. Today's CD Rates, Feb. 24, 2025

Key takeaways You can earn up to 4.65% APY with today's top CDs. APYs are holding steady for now, but they're likely to drop when the Fed cuts interest rates later this year. By opening a CD now, you can lock in today's APYs and enjoy elevated earnings even if rates drop. If you're looking for a safe place to park your cash, a certificate of deposit can be a great solution. Unlike savings accounts, where rates can vary at any time, CD rates are fixed when you open the account. That means you'll earn the same amount of interest regardless of where overall rates go. Today's best CDs boast up to 4.65% annual percentage yield, as well as other perks like low minimum deposit requirements and federal deposit insurance. Read on to see some of the highest CD rates available now and how much you could earn by depositing $5,000. Today's best CD rates Term Highest APY* Bank Estimated earnings 6 months 4.65% CommunityWide Federal Credit Union $114.93 1 year 4.45% CommunityWide Federal Credit ... Read full article.