Lock in APYs up to 4.50%. Today's CD Rates, April 7, 2025

Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD rate is fixed so your interest stays the same regardless of what's happening in the economy. CDs offer low risk, guaranteed returns that can add stability to your financial portfolio. A certificate of deposit can provide peace of mind in any economy but especially when things are shaky. Your CD rate is locked in when you open an account so your returns won't be affected by tariffs, stock market turmoil and other factors outside of your control. CDs are also protected by federal deposit insurance so your money is safe even if the bank fails. Today's best CDs offer annual percentage yields (APYs) as high as 4.50% -- more than three times the national average for some terms. Here's where you can find the top CD rates available now. Best CD rates today Term Highest APY* Bank Estimated earnings on $1,000 deposit Estimated earnings on $5,000 deposit Estimated earnings on $10,000 deposit 6 months 4.50% CommunityWid ... Read full article.