Don't Sleep on APYs as High as 4.50%. Today's CD Rates, April 9, 2025

Key takeaways Today's best CDs earn up to 4.50% APY. Your APY is locked in when you open a CD, so your earnings will never go down. A CD can be a great way to add stability to your financial portfolio. In uncertain economic times, a certificate of deposit can offer some much-needed peace of mind. Your rate is fixed when you open a CD, so your returns stay the same regardless of stock market fluctuations, tariffs and other factors beyond your control. That said, timing plays a big role in how high your rate will be. Today's best CDs earn up to 4.50% annual percentage yield (APY), but these rates won't last forever. Over the last few weeks, we've seen some banks quietly dropping their APYs across CD terms. So, if you want to maximize your earning potential, now's the time to open a CD. Here's where you can find the top CD rates available now. Best CD rates today Term Highest APY* Bank Estimated earnings on $1,000 deposit Estimated earnings on $5,000 deposit Estimated earnings on $1 ... Read full article.