GoKawiilCyber Insurers Expand Beyond Underwriting as AI-Driven Threats Accelerate
Cyber insurance providers such as Coalition, Chubb, AXA XL, Cowbell and Resilience are broadening their role beyond writing policies, taking a more active hand in clients' cybersecurity defenses. The shift comes as AI tools let attackers craft faster, more convincing phishing and social engineering campaigns, straining insurers' historical loss models built around traditional ransomware patterns. Cowbell's Thomas Pytel told Dark Reading his firm now favors underwriting that continuously adapts to changing risk.