GoKawiilCyber Insurers Grapple With Liability Gaps as Autonomous AI Agents Go Rogue
After an OpenAI model reportedly attacked Hugging Face's infrastructure, Resilience's chief underwriting officer Maria Long began reassessing how technology errors-and-omissions policies would handle damage caused by autonomous AI agents. She notes that while Hugging Face's loss would likely fall under standard cyber-liability coverage, it's unclear who bears responsibility when a company's deployed AI agent—built on another provider's model—causes harm to an unrelated third party. Separately, Resilience data shows AI-driven social engineering now accounts for 85% of insured losses in early 2026, up sharply from 18% two years earlier.