TransUnion: Most Fraud Now Hits After Account Onboarding, Not During It
A new TransUnion report finds that fraudsters increasingly target established customer relationships rather than sign-up processes, using social engineering, deepfakes, text spoofing and stolen credentials to impersonate customers or brands. Account login made up 53% of suspected digital fraud in the first half of 2026, and 58% of organizations said fraud is evolving faster than their ability to detect it.