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Finic launches Kairos, an open-source fraud and risk decisioning platform

Finic has released Kairos, an open-source real-time fraud and risk decisioning system that evaluates sign-ups, logins, orders, payments and payouts, returning an approve, step up, review or block decision along with a risk score and supporting signals. The platform includes an MCP server so AI coding agents like Claude Code, Cursor or Codex can build workflows, propose model variants and tune detection models, alongside traditional machine learning options like logistic regression and gradient-boosted trees, with SDKs for TypeScript and Python plus self-hosting via Docker.