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HSBC and Ant Digital test AI agents paying with tokenized deposits

HSBC and Ant Digital Technologies announced on October 9, 2026 a technical trial where AI software agents independently found and paid for digital services using tokenized bank deposits, with real-time settlements typically under $2. The system combined HSBC's Tokenised Deposit Service, which mirrors corporate deposits on-chain, with Ant Digital's Anvita Flow network for agent-based service discovery and payment, all run on the Jovay Testnet without live customers or commercial transactions.