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Retirement Report

1 GoKawiil brief on this topic

High earners over $300K report living paycheck to paycheck, Goldman finds

A 2026 Goldman Sachs survey of over 5,000 U.S. adults reveals that more than a third of households earning above $300,000 still experience paycheck-to-paycheck living. The study shows that financial strain does not decrease steadily with income, with middle-income earners feeling less pressure than both lower and higher earners. Credit card payment patterns also indicate financial stress among the wealthiest Americans.