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Morningstar analysts outline retirement planning steps for single-income couples

Christine Benz and Valentina Djeljosevic of Morningstar discussed how couples living on one income should approach retirement planning, including emergency funds and Social Security filing timing. Benz advised such couples to look beyond their current household budget and assess how retirement savings will be funded on a single salary, and to consider how the non-working spouse might re-enter the workforce later, such as through part-time or contract work.