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Vanguard

4 GoKawiil briefs on this topic

High earners opt to reduce 401(k) contributions for alternative investments

Many high-income individuals are choosing to cut back on maxing out their 401(k) plans, reallocating funds to brokerage accounts and IRAs for greater flexibility and control. For example, Charlie Dice plans to lower her contributions and access her savings earlier, challenging traditional retirement saving advice. This trend reflects a shift in investment priorities among affluent savers seeking more options and early access to funds.

Used Ryzen CPU triggers Valorant hardware ban from previous owner's cheating

A German gamer bought a secondhand AMD Ryzen 7 5800X3D and was banned from Valorant because Riot's Vanguard anti-cheat had blacklisted the chip's hardware ID in August 2026 over a prior owner's cheating. Riot support told the buyer the ban couldn't be reversed, though Riot anti-cheat specialist Phillip Koskinas later clarified on X that such hardware bans are game-specific and last a maximum of four months, and that only the flagged component—not the whole PC—gets denylisted.

Riot disputes redditor's claim of permanent HWID ban on secondhand Ryzen 7 5800X3D

A Reddit user says Valorant banned him immediately after installing a used AMD Ryzen 7 5800X3D CPU, claiming Riot found the chip's serial number already blacklisted and that the motherboard and storage drive were also flagged. Riot's Phillip Koskinas disputes several details, saying Vanguard does not blacklist an entire system over one flagged part and that bans are game-specific rather than applying across all Riot titles.

Used Ryzen 7 5800X3D CPU triggers Riot Vanguard ban on new owner

A Reddit user reported being banned from Valorant and other Riot Games titles after installing a secondhand AMD Ryzen 7 5800X3D processor. Riot support confirmed the chip was blacklisted because its previous owner had cheated, and said such entries are not removed manually, meaning the ban carried over to the new buyer.