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The Senate Just Put Clean Energy for AI in the Crosshairs

After more than a day of continuous debate, the US Senate passed its version of the budget megabill Tuesday afternoon—with potentially disastrous implications for the future of renewable energy in the country. Among a barrage of bad news for climate initiatives, including a new tax credit for coal and the sunsetting of electric vehicle tax credits, the bill forces an aggressive cutoff for tax credits for wind and solar. The bill ends credits for projects placed in service—a term meaning, essent

GOP wants EV tax credit gone; it would be a disaster for Tesla

The Republican Party's opposition to tax credits for electric vehicles has stepped up a notch. As its members in the US Senate add their input to the budget bill that came from their colleagues in the House of Representatives, among the changes they want to see is a faster eradication of the IRS clean vehicle tax credit. The tax credit provides up to $7,500 off the price of an EV as long as certain conditions are met, and the language from the House would have given it until the end of the year.

'Buy Now, Pay Later' Plans Will Start to Impact Your Credit Score Later This Year. Here's How

CNET/Getty Images You can use "Buy Now, Pay Later" for just about everything now, from Costco purchases to DoorDash (although that doesn't mean you should). About 86.5 million people used BNPL in 2024, according to Capital One's research. But the one thing BNPL couldn't do was improve your credit. Although some of Affirm's plans do report to Experian and TransUnion, most BNPL services don't report on-time payments to credit bureaus. However, that could change later this year. FICO, one of the

Microloan Apps May Be Poised to Destroy the Economy

We love microlending, don't we, folks? Unlike old-school credit cards, with their days-long approval processes and prior credit minimums, buy-now, pay-later (BNPL) apps — companies like Klarna and Afterpay — offer hard-up customers instant financing options to buy the junk they crave the instant they see it. In the United States, purchases made with these apps currently don't even affect your FICO credit score — or at least, they never used to. That's all about to change this fall, when Fair I

Your BNPL Plans Could Soon Impact Your Credit Score. Here's When

CNET/Getty Images Have you ever opted for Buy Now, Pay Later at the checkout? You'd hardly be the only one. About 86.5 million people used BNPL in 2024, according to Capital One's research. Starting later this year, your BNPL plans could start appearing on your credit report. You can use BNPL for just about everything now, from Costco purchases to DoorDash (although that doesn't mean you should). But the one thing BNPL couldn't do was improve your credit. Although some of Affirm's plans do rep

The FTC has reopened claims for Fortnite settlement refunds: here’s how you can submit one

You were charged in-game currency for items you didn’t want between January 2017 and September 2022. Your child made charges to your credit card without your knowledge between January 2017 and November 2018. Your account was locked between January 2017 and September 2022 after you complained to your credit card company about wrongful charges.

This Is the Least Rewarding Card in My Wallet. Here's Why I Still Use It

CNET/Getty Images As a credit card writer, I carefully curate my wallet. I have cash-back cards that earn rewards on everyday spending, travel cards with useful perks and other cards that I've picked up for one reason or another. Most of them earn between 2% and 5% rewards in different categories or provide benefits such as trip insurance. Then there's my humble Capital One VentureOne Rewards Credit Card*, which earns a flat 1.25x miles on all purchases and comes with relatively few travel be

Reserve your upcoming Samsung foldable phone and get $50 off

Samsung Are you already dreaming of that next Samsung foldable phone? Samsung is preparing for its next Unpacked event, where we should see the new Galaxy Fold 7 and Flip 7 models. We don’t know anything official yet, but Samsung already offers some incentives if you’re considering getting one. Let’s take a look at them! Reserve a new Samsung foldable phone and get a $50 credit, enhanced trade-in value, and a chance to win $5,000 This offer is available directly from Samsung’s website. It is o

Samsung Wallet will soon let you start, lock, and unlock your Mercedes-Benz

Joe Hindy / Android Authority TL;DR Samsung Wallet will soon support digital keys for Mercedes-Benz vehicles. Users will be able to securely share their digital key with friends and family. A digital key can be locked or deleted remotely if the device that contains it is stolen or misplaced. Like other digital wallets, Samsung Wallet can store various things like payment methods, identification cards, digital keys, and more. On the digital key front, the app already supports a range of vehic

Chase debuts new Reserve card with Apple Music and Apple TV+ benefit

As a long-time Chase Sapphire Reserve owner and a big fan of both the Chase ecosystem and Apple products, its fun when my worlds collide like this. Chase just refreshed all the perks and benefits of the Sapphire Reserve card, which includes a serious perk for Apple users. Here what you need to new about the refresh. Everything new with the Chase Sapphire Reserve I want to give a quick overview of all the benefits for those curious, because there are many. Chase is advertising that they are giv

Credit, Debit or Crypto? Mastercard Says It'll Add Stablecoin as a Payment Option

Cheng Xin/Getty Images How does a carousel of currencies -- cash, credit, crypto, installment -- attached to a single payment credential sound to you? Well, that's what Mastercard is touting with its One Credential, noting a particular interest in attracting Gen Z. Mastercard announced it's partnering with payment processor Fiserv to bring its recently announced stablecoin, FIUSD, to the Mastercard network. That means Mastercard One Credential users will be able to choose to pay with FIUSD, ca

I Won't Be Getting the New Chase Sapphire Reserve. Here's Why

Chase/CNET The Chase Sapphire Reserve®* is well-known among travel enthusiasts and average credit card users as a great travel credit card. However, its accessibility to the former crowd is likely to change. The Sapphire Reserve was an expensive card before Chase's recent update at $550 annually, but it now costs $795, which is even more than its top competitor, The Platinum Card® from American Express. Aside from the higher fee, the biggest changes to the card are a greater emphasis on annua

Ford Will Keep Battery Factory Even If Republicans Ax Tax Break

In addition to giving tax breaks to consumers who buy or lease electric cars and trucks, the Inflation Reduction Act provides tax credits for automakers and suppliers that build battery plants in the United States. If the credits survive, they could offset about a quarter of the cost of the plant in Marshall, Ford executives said. The House version of the Republican bill would eliminate credits for plants that were built with materials or technology from China, Iran, North Korea or Russia. The

The Fed Didn't Cut Rates, but Your Credit Card's APR Could Still Change. Here's What You Need to Know

CNET/Getty Images The Federal Reserve once again held interest rates steady at Wednesday's meeting, but that doesn't mean your card's interest rate can't change. There are other things -- like economic uncertainty and the potential impact of tariffs -- that could impact your credit card's APR. The Federal Open Market Committee left interest rates at a target range of 4.25% to 4.5% (PDF) in response to continued uncertainty about the economy and "somewhat elevated inflation." Chair Jerome Powel

The Fed Didn't Cut Rates, But Your Credit Card's APR Could Still Change. Here's What You Need to Know

CNET/Getty Images The Federal Reserve once again held interest rates steady at Wednesday's meeting, but that doesn't mean your card's interest rate can't change. There are other things -- like economic uncertainty and the potential impact of tariffs -- that could impact your credit card's APR. The Federal Open Market Committee left interest rates at a target range of 4.25% to 4.5% (PDF) in response to continued uncertainty about the economy and "somewhat elevated inflation." Chair Jerome Powel

Apple’s Wallet app has key new feature for saved credit cards in iOS 26

Apple’s Wallet app is getting one step closer to actually replacing your physical wallet, thanks to a new iOS 26 feature that’s available for all saved credit and debit cards. Full credit card details can now be saved inside Wallet app in iOS 26 Last year in iOS 18, Apple launched a new Passwords app across its platforms. I use the app all the time, but there are some key missing features that still send me back to 1Password. One such feature is support for storing full credit card informatio

Senate GOP bill spares nuclear and geothermal energy while hammering wind and solar

One month after the House passed its version of a reconciliation bill, Senate Republicans released their take on the budget bill Monday night. The Senate Finance Committee’s language would take a sledgehammer to some parts of the renewable-friendly Inflation Reduction Act (IRA) while sparing others. Solar, wind, and hydrogen bear the brunt of the impact. On the other side of the ledger, geothermal, nuclear, hydropower, and long-duration energy storage emerge relatively unscathed. Carbon captur

Is your phone provider’s autopay discount really worth it?

Edgar Cervantes / Android Authority Autopay is easily one of the most convenient ways to pay your bills, especially if you’re like me and struggle to keep track of everything manually. Without autopay, it’s easy to accidentally miss a payment if you’re not careful. In the past, I’ve used autopay for nearly everything — from health and car insurance to utility bills, recurring entertainment subscriptions, and, of course, services like phone plans that offer discounts for autopay enrollment. Whil

Beyond Bluesky: These are the apps building social experiences on the AT Protocol

A year ago, Bluesky was opening up to the public and was known as one of the many X competitors that emerged after Elon Musk acquired the network formerly known as Twitter. Today, Bluesky’s social network has grown to over 36.5 million users, while the technology it’s built upon — the AT Protocol (or ATProto for short) — is being used to develop dozens more applications designed to work together as part of an open social web. The developers behind many of these apps attended the first conferenc

This Chatbot Tool Pays Users $50 a Month for Their Feedback on AI Models

To show off how easy it is for users to earn money by using his new chatbot platform, Pankaj Gupta offers to cash out $1 worth of Yupp credits, sending it to me over Venmo or PayPal. I’m talking with Gupta in the WIRED office during a prelaunch demo of Yupp, which comes out of stealth mode today. Journalistic ethics forbid accepting gifts from sources, so I politely decline. He proceeds to send it over PayPal to his Stanford alumni email. Gupta is the CEO of Yupp, which is free to use and avail

Americans pay trillions in rent, but few get credit score boost for it

Esusu has deals with Goldman Sachs, Mercy Housing, and Cushman & Wakefield, and partnerships with Fannie Mae and Freddie Mac, to increase the number of units nationally that report rent as part of credit. Esusu is a credit score reporting service which has partnered with 75% of the largest rental companies and more recently created a direct line for renters to report their rent payments. "We have democratized access because you have a long tail of people who don't live in commercially managed h

All of the new features coming to Apple’s iOS apps

At WWDC 2025 on Monday, Apple unveiled a series of new features that will launch with iOS 26 this fall across its apps. These include significant updates like Call Screening, more travel-friendly features in Wallet, and highly requested group chat features in Messages. Some of these updates include Apple Intelligence, like Live Translation. Others, like Apple bringing back tabs in the Photos app, just make devices a bit easier to use. We’ll update this post as new features come out. Phone Cal

Now's the Time to Lock in an APY Up to 4.65%. Today's CD Rates, Feb. 20, 2025

Key takeaways You can earn up to 4.65% APY with today's best CDs. APYs haven't shifted much in recent days, but they won't stay high forever. By opening a CD now, you can protect your earnings from expected Fed rate cuts. Sometimes, no news is good news. As banks wait to see how long the Federal Reserve keeps interest rates paused, certificate of deposit rates haven't budged much over the past week. That's good news for savers who have yet to take advantage of still-elevated annual percentage

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