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Affirm shares drop 13% on weak forecast, concerns over CEO's bet on 0% loans

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-07-16 12:08:13

Max Levchin, co-founder of PayPal and chief executive officer of financial technology company Affirm, arrives at the Sun Valley Resort for the annual Allen & Company Sun Valley Conference, in Sun Valley, Idaho. Affirm shares plunged on Friday after the fintech company issued a weak forecast, and investors questioned CEO Max Levchin's plan to go big in 0% loans. The buy now, pay later lender said revenue this quarter will be between $815 million and $845 million. The midpoint of the range was s

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Affirm drops 8% on weaker-than-expected guidance for current quarter

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-07-18 12:29:49

For the current quarter, Affirm is guiding for revenue between $815 million and $845 million — with a midpoint of $830 million, below the average estimate of $841 million, according to LSEG. Adjusted operating margin was 22%, compared to StreetAccount's estimate of 21.6%. Affirm reported net income of $2.8 million, or a penny a share, compared to a loss a year earlier of $133.9 million, or 43 cents a share. Revenue in the quarter rose 36% from $576 million a year ago . The company's key margin

Keywords: affirm loans million quarter said

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Affirm drops 10% on weaker-than-expected guidance for current quarter

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-07-18 16:21:48

PayPal Inc. co-founder and Affirm’s CEO Max Levchin on center stage during day one of Collision 2019 at Enercare Center in Toronto, Canada. Affirm , the provider of buy now, pay later loans, gave a revenue forecast for the current quarter that trailed analysts' estimates even as profit for the prior quarter was better than expected. The stock fell 10% in extended trading on Thursday. Here's how the company did, compared to analysts' consensus estimates from LSEG: Earnings per share: 1 cent vs

Keywords: affirm expected million quarter revenue

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PayPal kicks off fintech earnings as investors fear impact of Trump tariffs on consumer spending

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-08-07 08:00:01

FILE PHOTO: A smartphone with the PayPal logo is placed on a laptop in this illustration taken on July 14, 2021. Dado Ruvic | Reuters PayPal , Block and Affirm are all closely tied to the health of the consumer, which has investors on edge headed into their earnings reports. Markets broadly have been jittery to start the year due largely to concerns about President Donald Trump's sweeping tariffs and the prospect of higher import costs leading to rising unemployment and reduced consumer spendin

Keywords: affirm april block earnings paypal

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Affirm Users: BNPL Payments Will Now Show Up on Your Credit Report

Source: cnet.com | By Kelly Ernst

Published on: 2025-08-11 12:30:00

Buy now, pay later plans could help build your credit history, but missing a payment could hurt your credit score later on. Viva Tung/CNET Head's up if you use the buy now, pay later plan Affirm: The BNPL service announced it will provide information on all payment activities to the credit bureau TransUnion for its installment loan products issued on or after May 1. It already reports payment information to Experian for any installment loans issued on or after April 1. Credit reporting agencie

Keywords: affirm bnpl credit pay score

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Fintech's Affirm, Paypal sink as stocks pull back from massive tariff pause rally

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-09-03 00:01:54

Ahead of the market rally on Wednesday, Evercore ISI analyst Adam Frisch initiated coverage of Affirm with an Outperform rating and a $50 price target when shares were trading at around $37. Affirm closed Wednesday at $44. Affirm led the rebound on Wednesday. The buy now, pay later firm closed Wednesday up nearly 22%, clawing back steep losses from earlier in the week. Shares plunged after the initial tariff news rattled growth stocks and sparked fears of a consumer spending slowdown. But the r

Keywords: affirm credit evercore frisch wednesday

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Affirm heads for second-worst week on record on tariff worries, Klarna delayed IPO

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-09-11 08:31:41

Affirm shares have plunged nearly 30% in the past two trading days and are on track to close out their second-worst week on record, following President Donald Trump's sweeping tariff announcement on Wednesday. Widespread tariffs could represent a particular problem for Affirm, because the provider of buy now, pay later loans is reliant on consumer spending, and economists expect prices to rise on all sorts of goods. The news got worse on Friday when Affirm rival Klarna delayed its long-anticipa

Keywords: affirm billion ipo klarna market

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Fintech stocks such as Affirm, PayPal plunge on concern Trump tariffs will hurt consumer spending

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-09-13 08:49:25

The floor of the New York Stock Exchange on Feb. 13, 2025. The global market rout on Thursday, sparked by President Donald Trump's announcement of widespread tariffs, had an outsized effect on fintech companies and credit card issuers that are closely tied to consumer spending and credit. Affirm , which offers buy now, pay later purchasing options, plunged 19%, while stock trading app Robinhood slid 10% and payments company PayPal fell 8%. American Express and Capital One each tumbled 10%, and

Keywords: affirm analyst companies credit said

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Using Affirm's BNPL Plan Could Now Affect Your Credit Score

Source: cnet.com | By See Full Bio

Published on: 2025-09-15 08:00:00

If you've recently used Affirm to make a buy now, pay later purchase, or plan to in the future, that activity could now appear on your credit report. The BNPL service announced it will provide information on all payment activities for its installment loan products issued on or after April 1, to the credit bureau Experian. Credit reporting agencies receive a record of your transactions, debt and payment history from credit card issuers, banks and commercial lenders to determine your creditworthi

Keywords: affirm bnpl credit pay score

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Klarna nabs Walmart away from Affirm and boosts its IPO prospects

Source: techcrunch.com | By Mary Ann Azevedo

Published on: 2025-10-13 03:06:39

On the heels of its IPO filing, Swedish fintech giant Klarna announced on Monday that it will exclusively provide buy now, pay later loans for Walmart. The partnership with Walmart is one that rival Affirm had previously owned. Klarna will provide the loans to Walmart customers through OnePay, a fintech startup in which it owns a majority stake and is also backed by Ribbit Capital. Klarna will take over providing the loans “later this year,” it said in a statement. San Francisco-based Affirm’s

Keywords: affirm klarna largest revenue walmart

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Fintechs like Block and PayPal are battling like never before to be your all-in-one online bank

Source: cnbc.com | By Mackenzie Sigalos

Published on: 2025-11-13 11:00:01

Jack Dorsey, co-founder of Twitter Inc., speaks during the Bitcoin 2021 conference in Miami, Florida, U.S., on Friday, June 4, 2021. Eva Marie Uzcategui | Bloomberg | Getty Images Jack Dorsey's Block got started as Square, offering small businesses a simple way to accept payments via smartphone. Affirm began as an online lender, giving consumers more affordable credit options for retail purchases. PayPal upended finance more than 25 years ago by letting businesses accept online payments. The th

Keywords: affirm block bnpl earnings paypal

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