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Ask HN: What do you spend your money on?

Source: news.ycombinator.com | By Unknown

Published on: 2025-06-05 00:45:46

How much of your money do you spend on what things and what impact do these things have on your life? What things would you like to do or have but can't because you don't have the money? If you don't mind telling for context, how much income do you have?

Keywords: don impact income money things

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Your Student Loan Payments Could Soar if You're Enrolled in SAVE. Here's How Much More You Might Pay

Source: cnet.com | By See Full Bio

Published on: 2025-06-08 12:50:00

Payments likely won't resume before the end of the year. But when they do, yours are likely to go up. Getty Images/CNET The Biden administration's Saving on a Valuable Education (SAVE) plan offered relief to millions of federal student loan borrowers. Under this income-driven repayment (IDR) plan, around 8 million borrowers would have seen their monthly payments capped at a portion of their income -- with roughly half of these borrowers owing $0 per month. But with SAVE officially struck down,

Keywords: income payment payments plan repayment

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The ACP 'Saved My Life': Real People Share the Real Cost of Losing Affordable Internet

Source: cnet.com | By See Full Bio

Published on: 2025-06-12 20:00:00

"The ACP program really saved my life," said Dorothy Burrell, a 55-year-old from Kansas City. Burrell was one of the 23 million Americans enrolled in the Affordable Connectivity Program, a pandemic-era fund that helped low-income households pay for internet access. These days, Burrell teaches computer skills at the digital advocacy nonprofit Essential Families, but when day-to-day life went online during the pandemic, she suddenly found herself stranded without an internet connection. Locatin

Keywords: acp income internet program said

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The ACP 'Saved My Life': The Human Cost of Losing the Affordable Connectivity Program, One Year Later

Source: cnet.com | By See Full Bio

Published on: 2025-06-13 01:00:00

"The ACP program really saved my life," said Dorothy Burrell, a 55-year-old from Kansas City. Burrell was one of the 23 million Americans enrolled in the Affordable Connectivity Program, a pandemic-era fund that helped low-income households pay for internet access. These days, Burrell teaches computer skills at the digital advocacy nonprofit Essential Families, but when day-to-day life went online during the pandemic, she suddenly found herself stranded without an internet connection. Locatin

Keywords: acp income internet program said

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How Much Could Student Loan Payments Skyrocket for SAVE Borrowers? We Did the Math

Source: cnet.com | By Rebecca Safier

Published on: 2025-06-16 09:00:02

Getty Images/CNET About 8 million federal student loan borrowers had hopes of smaller monthly payments and lower lifetime costs when the Biden administration rolled out the Saving on a Valuable Education (SAVE) repayment plan in 2023. But with SAVE officially shot down, you may be worried about how your monthly payments could change. Under income-driven repayment (IDR) plans, many borrowers who fell below certain income levels have had their payments lowered to $0 per month since March 2020. T

Keywords: income payment payments plan repayment

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Fintechs that raked in profits from high interest rates now face resilience test

Source: cnbc.com | By Ryan Browne

Published on: 2025-07-07 03:55:03

The app icons for Revolut and Monzo displayed on a smartphone. Betty Laura Zapata | Bloomberg via Getty Images Financial technology firms were initially the biggest losers of interest rate hikes by global central banks in 2022, which led to tumbling valuations. With time though, this change in the interest rate environment steadily boosted profits for fintechs. This is because higher rates boost what's called net interest income — or the difference between the rates charged for loans and the in

Keywords: fintechs income net rates year

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Fintechs that raked in profits from high interest rates now face a key test

Source: cnbc.com | By Ryan Browne

Published on: 2025-07-07 05:01:23

The app icons for Revolut and Monzo displayed on a smartphone. Betty Laura Zapata | Bloomberg via Getty Images Financial technology firms were initially the biggest losers of interest rate hikes by global central banks in 2022, which led to tumbling valuations. With time though, this change in the interest rate environment steadily boosted profits for fintechs. This is because higher rates boost what's called net interest income — or the difference between the rates charged for loans and the in

Keywords: fintechs income net rates year

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What's Going on With Your Student Loans? An Expert Answers Your Top Payment and Forgiveness Questions

Source: cnet.com | By Courtney Johnston

Published on: 2025-07-12 00:00:05

Borrowers are left with unanswered questions in the wake of several student loan policy shifts. The Washington Post via Getty; Design by Zooey Laio/CNET Student loan policy has experienced extreme shifts in the past few years, and we may not have seen the last of these changes yet. In the past four months we've witnessed the end of the Saving on a Valuable Education (SAVE) income-driven repayment plan, and borrowers with defaulted student loan balances now face wage garnishment. President Trum

Keywords: borrowers forgiveness income loan student

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Does Student Loan News Have You Scared? I Talked to an Expert to Answer Your Top Questions

Source: cnet.com | By Courtney Johnston

Published on: 2025-07-15 04:00:04

Jemal Countess/Getty Images What's going on with student loans? It's a question that's difficult to pin down when the answers seem to shift every week. As a reporter who's covered student loans since the beginning of the pandemic, and a borrower myself, it's a topic I'm dialed in on, and even I'm finding it hard to keep track of all the changes. News of wage garnishments, restarting payments for SAVE borrowers and even the decision to potentially move the student loan portfolio from the Depar

Keywords: borrowers income loan rubin student

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Recession Indicators Are Everywhere. Here's What's Real and What's a Joke

Source: cnet.com | By Katherine Watt

Published on: 2025-07-19 05:52:00

Getty Image/ Zooey Liao/ CNET Anything is a #RecessionIndicator on social media these days. A Dunkin' Donuts shuttering in Boston. The return of the ice bucket challenge. Gallows humor has always been a coping mechanism. While recession memes represent a cultural zeitgeist, there's real anxiety about the economy under the surface. When more of us are dependent on credit for basic necessities like groceries, bracing for a formidable storm doesn't seem so tongue-in-cheek. More indicators came t

Keywords: economic economy income job recession

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Are We in a Recession Yet? From Memes to Metrics, Here's How to Know

Source: cnet.com | By Katherine Watt

Published on: 2025-07-20 11:54:40

Getty Image/ Zooey Liao/ CNET Anything is a #RecessionIndicator on social media these days. A Dunkin' Donuts shuttering in Boston. The return of the ice bucket challenge. Gallows humor has always been a coping mechanism. While recession memes represent a cultural zeitgeist, there's real anxiety about the economy under the surface. When more of us are dependent on credit for basic necessities like groceries, bracing for a formidable storm doesn't seem so tongue-in-cheek. More indicators came t

Keywords: economic economy income job recession

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Married Student Loan Borrowers Dodged a Payment Increase: Here's What Happened

Source: cnet.com | By Dashia Milden

Published on: 2025-08-13 11:56:00

Getty Images/Zooey Liao, CNET Student loan repayment news is breaking so fast that it's difficult to keep track of all the changes. A recent update to the Department of Education's declarations about how a married borrower's payments are calculated for certain income-based plans led to confusion. Late last week, the Department of Education submitted a court filing that addressed married student loan borrowers enrolled in an income-driven repayment plan who had filed income taxes married but se

Keywords: income loan married payments student

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Married Student-Loan Borrowers Dodged a Payment Increase: Here's What Happened

Source: cnet.com | By Dashia Milden

Published on: 2025-08-15 01:17:02

Getty Images/Zooey Liao, CNET Student loan repayment news is breaking so fast that it's difficult to keep up these days. Now, there are changes to the Department of Education's declarations about how a married borrower's payments are calculated for certain income-based plans. Filing separately or jointly matters Late last week, the Department of Education submitted a court filing that addressed married student-loan borrowers enrolled in the income-driven repayment plan who had filed income ta

Keywords: income married payments plans repayment

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Low-Income Internet Guide for All 50 States

Source: cnet.com | By See Full Bio

Published on: 2025-09-03 18:30:00

The end of the Affordable Connectivity Program in 2024 left 23 million households without a suitable alternative to low-income internet accessibility. Many households were located in rural areas with limited internet options, and nearly half were military families. Congress has failed to provide further funding for the continuation of the ACP, which shaved $30 (or $75 on tribal lands) off monthly broadband bills for participating low-income households. "High-speed internet isn't a luxury anymor

Keywords: income internet low month program

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Income Tax Rates Are on The Decline, If You Live in One of These States

Source: cnet.com | By See Full Bio

Published on: 2025-09-12 08:30:00

Ready to be done thinking about taxes this year? With two weeks to go till April 15, you'd be forgiven for being sick of it all by now, but depending on where you live, you've got a little bit of a break this year: lowered state income taxes. Tax rates vary from state to state -- as opposed to federal tax rates -- but they always involve collecting a portion of your income from each paycheck. The percentage collected can vary significantly depending on where you live and how much you make. The

Keywords: income rate state tax year

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A Tax Expert's Warning: Don't Make This Costly Mistake if You Receive a 1099-K

Source: cnet.com | By Jassen Bowman

Published on: 2025-10-23 02:00:03

This year, some gig workers, freelancers and small business owners received an unfamiliar IRS tax form: a 1099-K. If you're one of them, how you report this form on your tax return could accidentally trigger an overpayment to the IRS. You'll receive a 1099-K form if you use a third-party payment service, such as PayPal, Venmo or CashApp, to receive freelance income and you earned $5,000 or more via these platforms in 2024. The problem is that you might also receive other 1099s for this same inc

Keywords: 1099 income irs payment tax

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Did You Receive a 1099-K? Make Sure You Don't Make This Costly Mistake

Source: cnet.com | By Jassen Bowman

Published on: 2025-10-26 02:30:03

For some gig workers, freelancers and small business owners, a new kind of IRS form may have arrived alongside other forms they're used to receiving: a 1099-K. And if you're not careful, this form could make it easy to overpay the IRS. If you use a third-party payment service to receive payments, such as PayPal, Venmo or CashApp, those payment processors are now required to issue form 1099-K to you if you earned $5,000 or more in 2024. I'm an IRS-enrolled agent and tax expert who can help you

Keywords: 1099 income irs payment tax

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Low-Income Internet Alternatives for All 50 States

Source: cnet.com | By Amanda Kooser

Published on: 2025-11-07 23:45:00

The end of the Affordable Connectivity Program last year left 23 million households without a suitable alternative to low-income internet accessibility. A significant percentage of those households were located in rural areas with limited internet options, and nearly half were military families. Congress has failed to provide further funding for the continuation of the ACP, which shaved $30 (or $75 on tribal lands) off monthly broadband bills for participating low-income households. "High-speed

Keywords: income internet low month program

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