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ACA health insurance will cost the average person 75% more next year

news.ycombinator.com Selena Simmons-Duffin 2025-07-21 01:21:03

ACA health insurance will cost the average person 75% more next year, research shows Valeriya/iStockphoto/Getty Images Health insurance premiums are going way up next year for people who buy their insurance on Healthcare.gov or the state-based marketplaces, according to an analysis out Friday. The average person who buys Affordable Care Act insurance will be paying 75% more for their premium, according to the analysis from KFF, a nonpartisan health policy research group. The insurers' narrat

Topics: health insurance people premiums year
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Underwriting Superintelligence

news.ycombinator.com Unknown 2025-07-26 20:13:42

Insurance Unlocks Secure AI Progress We’re navigating a tightrope as Superintelligence nears. If the West slows down unilaterally, China could dominate the 21st century. If we accelerate recklessly, accidents will halt progress, as with nuclear power. Insurance, standards, and audits together create skin in the game for quantifying, communicating, and reducing AI risks so we can balance this tightrope. We call this the “Incentive Flywheel.” Benjamin Franklin first discovered the Incentive Fly

Topics: ai flywheel incentive insurance progress
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Trump’s ‘Big Beautiful Bill’ Would Leave Millions Without Health Insurance

wired.com Emily Mullin 2025-08-13 22:57:18

Senate Republicans on Tuesday passed President Donald Trump’s sprawling tax and spending package, known as the “One Big Beautiful Bill,” paving the way for a major overhaul of the country’s Medicaid program. If passed by the House, which could happen before the July Fourth holiday, millions of people stand to lose their health insurance. The number of people without health insurance in the United States nearly halved from 2013 to 2023, falling from around 14 percent to a record low of less than

Topics: health insurance medicaid people work
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Kyber (YC W23) Is Hiring Enterprise BDRs

news.ycombinator.com Unknown 2025-08-15 00:00:28

At Kyber, we're building the next-generation document platform for enterprises. Today, our AI-native solution transforms regulatory document workflows, enabling insurance claims organizations to consolidate 80% of their templates, spend 65% less time drafting, and compress overall communication cycle times by 5x. Our vision is for every enterprise to seamlessly leverage AI templates to generate every document. Over the past 8 months, we’ve: 20x’d revenue and are profitable. Landed multiple si

Topics: ai enterprise insurance kyber pipeline
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India’s Max Financial says hacker accessed customer data from its insurance unit

techcrunch.com Jagmeet Singh 2025-08-16 13:18:39

In Brief Max Financial Services on Wednesday said its insurance subsidiary Axis Max Life Insurance received communication from an anonymous sender about unauthorized access to its customer data. Without disclosing specifics, the Noida-based financial services company said in its stock exchange filing that Axis Max Life Insurance subsequently initiated an information security assessment and data log analysis. “A detailed investigation is also underway in consultation with information security

Topics: axis information insurance life max
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Kelly Benefits says 2024 data breach impacts 550,000 customers

bleepingcomputer.com Unknown 2025-08-18 20:28:39

Kelly & Associates Insurance Group (dba Kelly Benefits) is informing more than half a million people of a data breach that compromised their personal information. The Maryland-based health and life insurance agency has issued an update on a security incident it suffered last year between December 12-17, when unauthorized actors breached its IT systems and stole files. On April 9, 2025, the company stated that the incident impacted 32,234 individuals. The figure was revised multiple times until

Topics: breach data impacted information insurance
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The Business of Betting on Catastrophe

news.ycombinator.com The Mit Press Reader 2025-08-22 23:04:26

The Business of Betting on Catastrophe World Bank pandemic bonds paid out only after death tolls passed a threshold. They’re part of a booming market where investors turn calamity into capital. Adobe Stock/MITP Reader By: Susan Erikson A↑ A↓ Off Bright Dark Blues Gray BeeLine Reader uses subtle color gradients to help you read more efficiently. The pandemic bonds — a financial device made up by one of the world’s most powerful institutions, the World Bank — can seem like a great idea f

Topics: ils insurance investors pandemic risk
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FurtherAI (YC W24) Is Hiring for Software and AI Roles

news.ycombinator.com Unknown 2025-08-28 01:00:41

Why you should join FurtherAI At FurtherAI, we are building a workforce of AI Teammates to automate insurance workflows. These AI Teammates can practically automate any insurance workflow involving processing unstructured documents, data entry into internal systems or web portals, or even making phone calls. Our core mission is to answer a critical question: Can AI be made as reliable, adaptive, and continuously learning as a new human employee? We have raised a $5MM seed round from top-tier

Topics: ai automate furtherai insurance teammates
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US insurance giant Aflac says customers’ personal data stolen during cyberattack

techcrunch.com Zack Whittaker 2025-09-02 05:50:00

Aflac, one of the largest insurance companies in the United States, says hackers stole an unknown quantity of its customers’ personal information from its network during a cyberattack earlier this month. The insurance giant confirmed Friday in a legally required filing with the U.S. Securities and Exchange Commission that the company identified hackers in its system on June 12 and contained the incident. Aflac, which provides supplemental insurance to individuals whose expenses are not covered

Topics: aflac company hackers insurance said
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Cybercriminals Breach Aflac, Private Customer Data Could Be at Risk

cnet.com See Full Bio 2025-09-02 19:32:00

Aflac said Friday that cybercriminals breached its computer systems, potentially exposing some of the most personal data -- including Social Security numbers and health care information -- of an unknown number of Americans and marking the latest in a recent string of online attacks against insurance companies. The Columbus, Georgia-based insurance provider said that it detected suspicious activity on its US networks, quickly responded to it and managed to stop the online intruders "within hours

Topics: aflac cybercrime insurance said social
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Cybercriminals Breach Aflac, Private Customer Data Could Be At Risk

cnet.com See Full Bio 2025-09-03 00:32:00

Aflac said Friday that cybercriminals breached its computer systems, potentially exposing some of the most personal data -- including Social Security numbers and health care information -- of an unknown number of Americans and marking the latest in a recent string of online attacks against insurance companies. The Columbus, Georgia-based insurance provider said that it detected suspicious activity on its US networks, quickly responded to it and managed to stop the online intruders "within hours

Topics: aflac cybercrime insurance said social
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Aflac discloses breach amidst Scattered Spider insurance attacks

bleepingcomputer.com Unknown 2025-09-04 05:52:05

On Friday, American insurance giant Aflac disclosed that its systems were breached in a broader campaign targeting insurance companies across the United States by attackers who may have stolen personal and health information. Aflac (short for American Family Life Assurance Company) is the largest supplemental insurance provider in the U.S. and a Fortune 500 company that provides insurance services to millions of customers in the U.S. and Japan. In a press release earlier today, the insurance c

Topics: aflac insurance scattered spider targeting
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Scania confirms insurance claim data breach in extortion attempt

bleepingcomputer.com Unknown 2025-09-10 09:04:39

Automotive giant Scania confirmed it suffered a cybersecurity incident where threat actors used compromised credentials to breach its Financial Services systems and steal insurance claim documents. Scania told BleepingComputer that the attackers emailed several Scania employees, threatening to leak the data online unless their demands were met. Scania is a major Swedish manufacturer of heavy trucks, buses, and industrial and marine engines and is a member of the Volkswagen Group. The company,

Topics: compromised data incident insurance scania
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Erie Insurance confirms cyberattack behind business disruptions

bleepingcomputer.com Unknown 2025-09-18 15:44:30

Erie Insurance and Erie Indemnity Company have disclosed that a weekend cyberattack is behind the recent business disruptions and platform outages on its website. Erie Indemnity Company is the management company for the Erie Insurance Group, a property and casualty insurer with over 6 million active policies. The company provides auto, home, life, and business insurance policies through independent agents. Since Saturday, June 7, Erie Insurance has been suffering from widespread outages and bu

Topics: business company erie insurance response
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The cyber insurance reckoning: Why AI-powered attacks are breaking coverage (and what comes next)

venturebeat.com Taryn Plumb 2025-06-02 15:00:00

This article is part of VentureBeat’s special issue, “The cyber resilience playbook: Navigating the new era of threats.” Read more from this special issue here. Today’s cyber attacks can be paralyzing — and extremely costly — for modern enterprises. Armed with AI, hackers are exploiting vulnerabilities faster than ever. However, standard business insurance products such as general or professional liability policies (errors and omissions, or E&O) typically don’t cover losses or damages as the r

Topics: business coverage cyber insurance policies
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Best Pet Insurance Companies for 2025

cnet.com David Mcmillin 2025-06-03 09:50:03

CNET’s expert staff reviews and rates dozens of new products and services each month, building on more than a quarter century of expertise. Americans love their pets. Data from the Insurance Information Institute shows that 66% of US households -- roughly 86.9 million families -- own a pet. Yet only 5.7 million pets are enrolled in a pet insurance plan, a pet healthcare package designed to help you better afford vet costs. "As a veterinary surgeon and pet owner, I urge all my clients, friends,

Topics: 000 coverage insurance pet pets
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