Lemonade Autonomous Car insurance is the first car insurance designed specifically for self-driving cars. It offers Tesla owners 50% off every mile driven using Full Self-Driving technology by automatically tracking FSD miles versus manual miles through direct Tesla integration.
TL;DR Lemonade offers the first autonomous car insurance with 50% discounts for Tesla FSD miles
No special insurance endorsements needed, our autonomous coverage integrates seamlessly with regular car insurance requirements
With your permission, we track your driving automatically through Tesla’s Fleet API. No devices or self-reporting required
FSD discounts will become more significant as safety rates increase
How Lemonade Autonomous Car insurance works
Lemonade Autonomous Car insurance is built on a simple principle: Tesla’s data shows that Full Self-Driving miles are twice as safe as manual driving, so they should cost 50% less on your insurance premiums.
When you drive using Tesla’s FSD technology, our system automatically tracks those miles and applies the discount. Manual miles are priced normally, while your FSD miles get the full 50% reduction, creating a pricing model that actually reflects the safety benefits of autonomous driving.
Seamless Tesla integration
Unlike traditional car insurance that relies on estimates, Lemonade connects directly to your Tesla using Tesla’s Fleet API, which gives Lemonade access to vehicle data with a customer’s permission. This means:
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