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Change This One Venmo Privacy Setting Before Using PayPal Transfers

read original get Venmo Privacy Settings Guide → more articles
Why This Matters

The integration of PayPal and Venmo allows seamless transfers between the two platforms, streamlining peer-to-peer payments for consumers and enhancing the overall user experience. However, users must update their privacy settings to protect personal information and prevent unwanted visibility or scams. This development signifies a major step toward unified digital payments, emphasizing the importance of privacy management in the evolving fintech landscape.

Key Takeaways

Don't wait to change these important settings. Oscar Wong via Getty Images

For years, moving money between PayPal and Venmo felt like trying to bridge two different worlds, but that digital wall has finally come down. A recent update now allows you to send direct payments between the two platforms, meaning you can finally settle a dinner tab or pay a friend without worrying about which app they prefer.

Zooey Liao/CNET

This payment app collaboration has been in the works since PayPal bought Venmo in 2014. Now that you're finally able to use both apps synergistically, you'll want to make sure you've made all the changes you should have when you first signed up to protect your privacy.

You can now search for a Venmo user from your PayPal app (and vice versa) and send cash directly to the person with a few taps. But if you're going to do that, you're going to first want to make sure you've got all your ducks in a row and the correct settings integrated into your game. Here's what you should do first before using the apps and switching between them.

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Keep your privacy and visibility options in mind

Venmo will be adding a privacy feature to limit who can find you with PayPal. Tyler Lacoma/CNET

Longtime Venmo users will remember how annoying it was to have Venmo automatically make payment details public to everyone you connect with, something Venmo has improved in recent years, but which can still be a source of frustration.

We'll have to wait until November to investigate every detail, but there is a critical visibility setting that all users should know about. It looks like PayPal users can find any Venmo user if they have the correct phone number, which could make specific scams easier or lead to spam.

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