GoKawiilGoldman Sachs survey: 36% of $300K+ earners live paycheck to paycheck
A Goldman Sachs survey found that more than one in three Americans earning over $300,000 a year describe themselves as living paycheck to paycheck. The survey also found that high earners are struggling to save and are delaying major financial milestones such as buying homes or retiring.
GoKawiil's interpretation of the reporting above, not reported fact.
The findings suggest that cost-of-living pressures affecting lower-income households have extended to even the top of the income scale, per Goldman Sachs. This could indicate that broad economic strain, rather than income level alone, is shaping how Americans view their financial security.
- Over a third of surveyed Americans earning $300,000+ report living paycheck to paycheck.
- High earners say they are delaying savings and major financial goals.
- The survey suggests affordability pressures extend well beyond lower-income households.
You Need A Budget (YNAB) Book — If high earners are still living paycheck to paycheck, it's often less about income and more about systems for managing money. This bestselling budgeting guide lays out a practical method for tracking spending and building savings cushions, regardless of salary level. It's a relevant, low-cost tool for anyone featured in this story's demographic looking to break the cycle.
See You Need A Budget (YNAB) Book on Amazon → Affiliate link — we may earn a commission on purchases, at no extra cost to you. Product picked by AI based on this article; it is not a tested recommendation.Source: fastcompany.com, 2026-10-01
Published there as: “More than 1 in 3 Americans making over $300,000 say they are living paycheck to paycheck”
Read the original report → The summary and analysis above are GoKawiil's own, written from reporting by the source above. Facts and quotes belong to the original publisher.