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Paycheck To Paycheck

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High earners over $300K report living paycheck to paycheck, Goldman finds

A 2026 Goldman Sachs survey of over 5,000 U.S. adults reveals that more than a third of households earning above $300,000 still experience paycheck-to-paycheck living. The study shows that financial strain does not decrease steadily with income, with middle-income earners feeling less pressure than both lower and higher earners. Credit card payment patterns also indicate financial stress among the wealthiest Americans.

Goldman Sachs survey: 36% of $300K+ earners live paycheck to paycheck

A Goldman Sachs survey found that more than one in three Americans earning over $300,000 a year describe themselves as living paycheck to paycheck. The survey also found that high earners are struggling to save and are delaying major financial milestones such as buying homes or retiring.