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Savings

11 GoKawiil briefs on this topic

Founder advises startups to filter opportunities before saying yes

An entrepreneur building a savings and investment app for young families describes how pursuing partnerships with large financial institutions early on slowed the company down, as months of meetings and compliance reviews diverted attention from existing customers. The piece outlines a three-question filter for evaluating opportunities—whether they pay off within 90 days, fit the company's current stage, and justify the trade-off—and extends this discipline to investor advice, funding terms and high-profile partners.

SEC proposal to cut quarterly earnings reports draws investor opposition

The SEC has floated an accounting rule change that would let public companies report financial results less often than the current quarterly cadence. Investors and market participants have pushed back strongly, warning the move could reduce transparency into corporate performance.

Goldman Sachs survey: 36% of $300K+ earners live paycheck to paycheck

A Goldman Sachs survey found that more than one in three Americans earning over $300,000 a year describe themselves as living paycheck to paycheck. The survey also found that high earners are struggling to save and are delaying major financial milestones such as buying homes or retiring.

Treasury to auto-enroll eligible children in 'Trump accounts' under new rules

The U.S. Treasury Department has issued new regulations allowing eligible children to be automatically enrolled in so-called 'Trump accounts' without parents needing to sign them up first. Parents will still need to claim the accounts afterward to gain full control over them.

Samsung details Galaxy battery-saving tools in Battery and Device Care menu

Samsung outlines several built-in options for Galaxy users to extend battery life, including keeping software updated, placing rarely used apps into deep sleep via Settings > Battery > Background usage limits, and enabling Power savings to restrict background data use. The guidance also highlights Battery protection, which lets users cap charging between 80 and 95 percent instead of always charging to full.

Apple Card Savings Account rate rises to 3.5% APY

Apple and Goldman Sachs raised the annual percentage yield on the Apple Card Savings Account from 3.4% to 3.5%. The new rate matches Goldman Sachs' own Marcus savings account rate, though Marcus is separately offering a promotional 4.50% rate for a limited time. The account remains exclusive to Apple Card holders, who can fund it via Daily Cash rewards, linked bank accounts, or Apple Cash.

Advisor Warns Idle Cash Is Costing Americans Billions in Lost Yield

A financial advisor breaks down how trillions of dollars sitting in low-interest checking and savings accounts are quietly losing value. With savings accounts averaging just 0.38% APY against 3.4% inflation, that cash loses more than 2% of real purchasing power annually, even as the balance stays unchanged.

Amazon cuts Google Pixel 11 Pro price by $93 within weeks of launch

Amazon is discounting the newly released Google Pixel 11 Pro by $93, bringing its price down to $1,006. The deal arrives less than a month after the flagship phone first went on sale.

Human Interest CEO Jeff Schneble pushes small businesses to adopt 401(k) plans

Jeff Schneble, who leads digital 401(k) provider Human Interest, discussed why more small businesses should start offering retirement plans as the savings industry undergoes rapid change. He explained his decision to leave venture capital to run the fast-growing company amid rising demand for retirement products.

New tracker measures daily CO2 savings from carbon-aware electricity pricing on 38 grids

A newly launched site runs a continuous daily simulation applying carbon-aware electricity pricing to real grid data from Switzerland and 38 US grid regions. It compares this dynamic model—where prices fall during clean generation and rise during dirty generation—against standard flat-rate pricing to estimate potential CO₂ reductions.

A savings priority order for 401(k), IRA, and HSA contributions

Financial planners commonly recommend a sequence for allocating limited retirement savings dollars: capture any employer 401(k) match first, then max out an HSA if eligible, followed by an IRA (Roth or traditional), and finally additional 401(k) contributions up to the annual limit. The framework helps savers with a fixed monthly or yearly budget decide where each dollar produces the most value.