GoKawiil
Tech News
The SEC has floated an accounting rule change that would let public companies report financial results less often than the current quarterly cadence. Investors and market participants have pushed back strongly, warning the move could reduce transparency into corporate performance.
Jeff Schneble, who leads digital 401(k) provider Human Interest, discussed why more small businesses should start offering retirement plans as the savings industry undergoes rapid change. He explained his decision to leave venture capital to run the fast-growing company amid rising demand for retirement products.
Financial planners commonly recommend a sequence for allocating limited retirement savings dollars: capture any employer 401(k) match first, then max out an HSA if eligible, followed by an IRA (Roth or traditional), and finally additional 401(k) contributions up to the annual limit. The framework helps savers with a fixed monthly or yearly budget decide where each dollar produces the most value.