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Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

cnet.com See Full Bio 2026-03-18 18:00:21

Tharon Green/CNET If you're looking to buy a home, you probably know that housing affordability is in the dumps. Record-high prices and high mortgage rates are serving a double whammy to prospective buyers everywhere. But mortgage rates aren't set in stone. Although current rates are hovering near 7%, more borrowers are finding creative ways to snag rates below what lenders advertise. Last year, nearly half of buyers purchased a home at a rate below 5%, according to Zillow. "With borrowing co

Topics: home loan mortgage rate rates

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How the Final Cartridge III Freezer Works

news.ycombinator.com Michael Steil 2026-03-18 13:57:22

by Daniël Mantione Daniël contributed the commented disassembly of the FC3 freezer functionality to the reverse engineering effort at github.com/mist64/final_cartridge. Thanks to Eric Schlaepfer for his input on 6502 timing. Freezer cartridge theory One key reason why the Commodore 64 was so successful in the 80s was that it was able to do things it wasn’t designed for. Freezer cartridges, which allowed stopping any running program or game, applying cheat codes and resuming, or saving the com

Topics: c64 cartridge freezer memory mode

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Texting myself the weather every day

news.ycombinator.com Unknown 2026-03-15 17:33:38

Texting myself the weather every day Opening the Weather app every morning is too much effort, but you know what isn’t? Writing a recurring job to query an API every morning and send you the results in an SMS, delivered right to your doorstep phone! Come with me as we embark on my short, little journey through this very process. Version 1: A Zapier “Zap” Version 1 of this service was simply just a “zap” on Zapier. Very easy to connect together a trigger and an action, and start receiving a te

Topics: morning send twilio version weather

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Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

cnet.com See Full Bio 2026-03-18 13:00:05

When interest rate cuts do come, it won't be a cure-all for today's unaffordable housing market. Saifulasmee Chede/Getty Images/CNET If you followed the Federal Reserve's monetary policy decisions last year, you might have been puzzled: The Fed's three interest rate cuts didn't translate into cheaper mortgages. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% since late fall. On Wednesday, the central bank is expected to extend a pause on interest rate cuts for a

Topics: cuts fed mortgage rate rates

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All the Kookiest Things to Remember About ‘Wednesday’ Before Season 2

gizmodo.com Sabina Graves 2026-03-19 04:15:46

Happy Friday the 13th, you Wednesday fandom kooks. The Jenna Ortega-starring Addams Family spin-off series from Tim Burton follows the Addams’ eldest as she attends a boarding school filled with other supernaturally inclined youths in a sprawling mystery that has only begun. Wednesday returns to Netflix in less than two months, so we’re taking this spooky occasion to pull out our Nevermore notes before school gets back in session. Here’s what you need to remember—besides Wednesday having a Frid

Topics: addams family nevermore school wednesday

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Student discovers fungus predicted by Albert Hoffman

news.ycombinator.com Unknown 2026-03-16 12:36:00

Corinne Hazel, a WVU environmental microbiology major from Delaware, Ohio, has discovered a new species of fungus that may treat a variety of medical conditions. (WVU Photo/Brian Persinger) Making a discovery with the potential for innovative applications in pharmaceutical development, a West Virginia University microbiology student has found a long sought-after fungus that produces effects similar to the semisynthetic drug LSD, which is used to treat conditions like depression, post-traumatic

Topics: alkaloids fungus morning panaccione wvu

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We Tested the DreamCloud Mattress: Could It Be the Best Budget Luxury Bed in 2025?

cnet.com See Full Bio 2026-03-20 21:02:00

With 5+ years of mattress testing experience, we use our different sleeping position and body type perspectives to offer well-rounded, honest reviews. 8.0 /10 SCORE CNET Score With five-plus years of mattress testing experience, we use our different sleeping position and body type perspectives to offer well-rounded, honest reviews. Read more on How we test Our Verdict Our Verdict Best for: Back sleeper Stomach sleeper Score Breakdown Performance 8 /10 Policies 8.5 /10 Durability 8.5 /10 Feature

Topics: bed dreamcloud foam mattress memory

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Jemalloc Postmortem

news.ycombinator.com Unknown 2026-03-21 01:37:17

Home Published Jun 12, 2025 The jemalloc memory allocator was first conceived in early 2004, and has been in public use for about 20 years now. Thanks to the nature of open source software licensing, jemalloc will remain publicly available indefinitely. But active upstream development has come to an end. This post briefly describes jemalloc’s development phases, each with some success/failure highlights, followed by some retrospective commentary. Phase 0: Lyken In 2004 I began work on the Ly

Topics: allocator development facebook jemalloc memory

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After a series of tumors, woman’s odd-looking tongue explains everything

arstechnica.com Unknown 2026-03-21 12:39:39

Breast cancer. Colon cancer. An enlarged thyroid gland. A family history of tumors and cancers as well. It wasn't until the woman developed an annoying case of dry mouth that doctors put it all together. By then, she was in her 60s. According to a new case study in JAMA Dermatology, the woman presented to a dermatology clinic in Spain after three months of oral unpleasantness. They noted the cancers in her medical history. When she opened wide, doctors immediately saw the problem: Her tongue wa

Topics: called cancers pten syndrome tumors

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A massive Google Cloud outage messed up Google Home, Spotify, and other services

theverge.com Richard Lawler 2026-03-21 21:55:09

Our engineers have identified the root cause and have applied appropriate mitigations. While our engineers have confirmed that the underlying dependency is recovered in all locations except us-central1, we are aware that customers are still experiencing varying degrees of impact on individual google cloud products. All the respective engineering teams are actively engaged and working on service recovery. We do not have an ETA for full service recovery. We will provide an update by Thursday, 2

Topics: cloud dialogflow engineers google memorystore

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Spaceballs 2 Will See Rick Moranis Return as Dark Helmet

news.ycombinator.com Unknown 2026-03-22 00:16:33

Moviemaking icon Mel Brooks and Amazon MGM Studios have published a teaser trailer to announce that Spaceballs 2 is moving full steam ahead with plans to premiere in 2027 – and it sounds like Rick Moranis is coming back as Dark Helmet, too. A trailer for the sequel to the classic '80s sci-fi Star Wars parody arrived today. Although it mostly comes with a special message from Brooks himself and a familiar text crawl that pokes fun at the long, long list of sequels that have come to theaters in t

Topics: brooks like moranis spaceballs star

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‘Spaceballs 2’ Could Also Bring Back Rick Moranis—and More

gizmodo.com Germain Lussier 2026-03-22 04:52:17

We’re not sure if there’s a Christmas in the Spaceballs universe, but if there is, it’s probably today. Hot on the heels of creator Mel Brooks making the news of a sequel official, a new report suggests two of the original’s main stars will be returning as well. Deadline reports that original stars Bill Pullman and Rick Moranis are both expected to return for Spaceballs 2, which is coming to theaters in 2027. Keke Palmer (Nope) is also expected to star in the film, along with Josh Gad. Pullman

Topics: brooks gad moranis pullman spaceballs

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A Political Battle Is Brewing Over Data Centers

wired.com Molly Taft 2026-03-22 07:56:09

A 10-year moratorium on state-level AI regulation included in President Donald Trump’s “Big Beautiful Bill” has brushed up against a mounting battle over the growth of data centers. On Thursday, Representative Thomas Massie, a Kentucky Republican, posted on X that the megabill’s 10-year block on states regulating artificial intelligence could “make it easier for corporations to get zoning variances, so massive AI data centers could be built in close proximity to residential areas.” Massie, who

Topics: ai data local moratorium state

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Large Law Firm Sends Panicked Email as It Realizes Its Attorneys Have Been Using AI to Prepare Court Documents

futurism.com Unknown 2025-11-17 18:20:32

The law firm Morgan & Morgan has rushed out a stern email to its attorneys after two of them were caught citing fake court cases invented by an AI model, Reuters reports. Sent earlier this month to all of its over 1,000 lawyers, the email warns at length about the tech's proclivity for hallucinating. But the pros of the tech, apparently, still outweigh the cons; rather than banning AI usage — something that plenty of organizations have done — Morgan & Morgan leadership take the middle road and

Topics: ai lawyers morgan reuters using

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Moroi preview: A grimdark action game that's actually pretty funny

engadget.com Unknown 2025-11-17 12:00:09

The most surprising thing about Moroi is its sense of humor. Moroi is a top-down, dual-stick action and puzzle game set in a dungeon of surreal horrors, where each cell contains a unique and grotesque vignette. In the first area of the map, there’s a cell containing a sentient meat grinder that craves human flesh. In another, a dead man is strapped to a feeding tube that’s still pumping slop into his bulbous, pulsing stomach. The next room over, you meet a talking duck with far too many human te

Topics: advertisement game like moroi stanescu

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Sony’s next Xperia flagship could go all out with not one, not two, but three Exmor T sensors

androidauthority.com Unknown 2025-11-17 18:59:52

Alex Walker-Todd / Android Authority TL;DR A rumor claims the Xperia 1 VII will use Exmor T sensors for all three rear cameras. Last year’s model only had an Exmor T sensor for the main camera. The Exmor T sensors could reduce noise in low-light shots and improve dynamic range. Last year’s Xperia 1 VI did little to improve the rear camera situation from the previous year. The hardware was largely identical to the Xperia V, but with some quality-of-life improvements. But a new rumor suggests

Topics: exmor sensors sony xperia year

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Spice86 – A PC emulator for real mode reverse engineering

news.ycombinator.com Unknown 2025-11-17 12:47:09

Spice86 - A PC emulator for real mode reverse engineering Spice86 is a tool to execute, reverse engineer and rewrite real mode DOS programs for which source code is not available. Release are available on Nuget. Pre-releases are also available on the Release page NOTE: This is a port, and a continuation from the original Java Spice86. It requires .NET 8 and runs on Windows, macOS, and Linux. Approach Rewriting a program from only the binary is a hard task. Spice86 is a tool that helps yo

Topics: code gdb memory program spice86

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DRAM makers set to halt DDR3 and DDR4 production in 2025

techspot.com Alfonso Maruccia 2025-11-17 17:56:00

Rumor mill: The DRAM industry could be in for a major shake-up this year. Sources claim production of mature DRAM solutions may be winding down as the largest memory manufacturers shift their focus almost entirely to high-performance chips. If true, the move could have significant consequences for the market and end customers alike. The "big three" in the DRAM industry are preparing to end production of DDR3 and DDR4 memory solutions this year. Samsung Electronics, SK Hynix, and Micron are repo

Topics: demand dram manufacturers market memory

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Major DRAM makers set to halt DDR3 and DDR4 production in 2025

techspot.com Alfonso Maruccia 2025-11-17 23:56:00

Rumor mill: The DRAM industry could be in for a major shake-up this year. Sources claim production of mature DRAM solutions may be winding down as the largest memory manufacturers shift their focus almost entirely to high-performance chips. If true, the move could have significant consequences for the market and end customers alike. The "big three" in the DRAM industry are preparing to end production of DDR3 and DDR4 memory solutions this year. Samsung Electronics, SK Hynix, and Micron are repo

Topics: demand dram manufacturers market memory

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Latest Tech News

Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

How the Final Cartridge III Freezer Works

Texting myself the weather every day

Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

All the Kookiest Things to Remember About ‘Wednesday’ Before Season 2

Student discovers fungus predicted by Albert Hoffman

We Tested the DreamCloud Mattress: Could It Be the Best Budget Luxury Bed in 2025?

Jemalloc Postmortem

After a series of tumors, woman’s odd-looking tongue explains everything

A massive Google Cloud outage messed up Google Home, Spotify, and other services

Spaceballs 2 Will See Rick Moranis Return as Dark Helmet

‘Spaceballs 2’ Could Also Bring Back Rick Moranis—and More

A Political Battle Is Brewing Over Data Centers

Large Law Firm Sends Panicked Email as It Realizes Its Attorneys Have Been Using AI to Prepare Court Documents

Moroi preview: A grimdark action game that's actually pretty funny

Sony’s next Xperia flagship could go all out with not one, not two, but three Exmor T sensors

Spice86 – A PC emulator for real mode reverse engineering

DRAM makers set to halt DDR3 and DDR4 production in 2025

Major DRAM makers set to halt DDR3 and DDR4 production in 2025

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