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3 money-saving tricks I use every time I shop online - and you should too

Maria Diaz/ZDNET Follow ZDNET: Add us as a preferred source on Google. ZDNET's key takeaways Online shopping is easy but can lead to overspending. Smart shopping habits make checkout decisions more intentional. This three tips help maximize my savings every time. As ZDNET's deals and shopping editor, it's safe to say that I've covered more than a sale or two. It's also safe to assume that I love few things more than a great deal (and sharing them with ZDNET's readers). But shopping online

Elon Musk's DOGE Was Far More of a Dismal Failure Than We Thought

Elon Musk's Department of Government Efficiency originally promised to save the government $2 trillion in waste. That target quickly dropped to $1 trillion. Then in April, Musk started intimating that the savings would only be in the region of $150 billion, making it clear to all but his most diehard supporters that DOGE was failing on its own terms — even going by its own dubious estimates of its progress. Now, it's looking like those purported "savings" are somehow even more pitiful than onc

DOGE Has Wasted Billions While Saving Only a Fraction of What It Claims: Reports

The Trump Administration’s Department of Government Efficiency has been a project largely defined by ever-diminishing expectations. At the outset of DOGE’s journey, its chief operator, Elon Musk, famously claimed, in a bout of wild optimism, that he hoped to cut “at least” $2 trillion out of the federal budget. Not long after the election, Musk reduced his ambitions to $1 trillion. Throughout the first few months of Trump’s second term, DOGE claimed to be saving Americans billions, but analyses

4 Money Moves You Must Make Today

Make the most of the Fed's upcoming decision by doing these things ASAP. Deagreez/Getty Images Today's Federal Reserve meeting may not be on your radar, especially with the headlines full of economic turmoil. But the Fed's actions have real consequences for your money, and knowing how to prepare can help you reap the rewards -- and minimize your losses. Since the central bank is expected to hold interest rates steady at its July 29-30 meeting, savings (and borrowing) rates should stay high for

Don't Let Summer's High Interest Rates Pass You By. Do This ASAP

Like temperatures, savings rates could start cooling off in September. Kristina Kokhanova/Getty Images Temperatures aren't the only thing that's elevated this summer. Savings rates are sizzling too. That's awesome news for anyone who wants to grow their money faster. But, just like temps, annual percentage yields can't stay high forever. The Federal Reserve is likely to keep rates where they are at its July 29-30 meeting, but it could begin cutting them in September. That makes now the time to

4 Crucial Money Moves You Should Make ASAP

Maximize your money before the Fed's decision next week. Maria Forbes/Getty Images With the economic headlines full of tariffs, layoffs and unrelenting high prices, Federal Reserve drama may not seem terribly relevant. But the central bank affects your money in more ways than you might realize. From how much you pay on your debt to how fast your savings grow, the Fed's actions have real consequences for your wallet. At its next meeting July 29-30, the Fed is expected to hold interest rates st

Bracing for a Recession? These Accounts Can Keep Your Money Safe

The best place for your cash depends on what you're using it for. PM Images/Getty Images A recession may not be as likely as it seemed earlier this year, at least according to some forecasts. But economic uncertainty is still forcing us to be cautious about our finances. From high prices to layoffs, the big financial struggles are out of our control. However, one thing we can do to help ourselves weather the ups and downs is to make sure our money is in the right place. Keeping your cash safe

The Best Savings Strategy in an Uncertain Economy Is a Boring One

Stability can be a wonderful thing, especially when it comes to your money. Deagreez/Getty Images We've all had enough economic excitement this year. From tariffs and inflation to layoffs and recession fears, daily headlines are a nonstop barrage of bad news that threatens our financial security. That's one of the reasons I'm all for opening a certificate of deposit right now. CDs aren't as sexy as investments like cryptocurrency or timing the stock market. But that's what makes them perfect

If You Put $10,000 Into a CD Now, This Is How Much Interest You'll Earn

No matter how much you deposit, a CD can help you maximize your returns. Mensent Photography/Getty Images Certainty is a rare thing in today's economy. But one place you can find it is in a certificate of deposit. Your rate is locked in when you open a CD, so you can rest assured that your returns will never change. You know precisely how much your CD will be worth when it matures. But which account you choose plays a big role in how much interest you can earn. Top CDs offer annual percentage

A Recession Could Crush Your Finances. Keep Your Money Safe in These Accounts

Watch this: These Are the Safest Places to Keep Your Money Right Now 03:56 Putting your cash in the right places can help you maximize your returns and preserve your savings. zenstock/Getty Images/CNET It's been a brutal year for anyone following the economic headlines. Tariffs are on, then off, then on again. Prices are high either way. Layoffs are picking up. Oh, and a recession may still be around the corner. The macroeconomic situation is out of your control, but there are steps you can t

Fed Up With the Economy? Try Revenge Saving

If you're frustrated by economic factors you can't control, reclaim your power by saving with a vengeance. Prostock-Studio/Getty Images The economy sucks right now. Tariffs could keep prices high for who knows how long. Every day, my LinkedIn is filled with posts from victims of the latest layoffs. So much of my financial stability feels out of my control. That's why I'm all about a new trend called revenge saving. What is revenge saving? You may be familiar with revenge spending, or splurgi

Dyson's cordless vacuum sucks up all the dirt and debri in my home - and it's 25% off

If you've been looking to buy a cordless vacuum, now is a great time to do so: The excellent Dyson V15 Detect Plus Cordless Vacuum -- the one with a laser that can reveal microscopic allergens and measure how many particles it's picking up -- is currently $570 at Amazon, on the second day of Prime Day. Also: The best Amazon Prime Day deals live now That's a $180 savings on one of Dyson's premium (and popular) vacuum cleaners. This isn't the best price I've seen for this vacuum (it was on sale

This preorder offer on the new Nothing Phone 3 is my favorite Prime Day mobile deal

Prakhar Khanna/ZDNET Amazon Prime Day runs from July 8-11, but one of the best mobile offers I've seen is open to all. That's right -- you don't need to be a Prime member to snag these savings, and this smartphone is already under $1,000. The new Nothing Phone 3 just launched this month, and Amazon already has a tempting preorder offer. Also: The best Prime Day tech deals If you preorder the Nothing Phone 3 on Amazon, you can scoop up the 512GB model for $799. That's a $100 discount on the 1

Preorder the new Nothing Phone 3 at Amazon and get double the storage and $100 off

Prakhar Khanna/ZDNET Amazon Prime Day kicks off next week on Tuesday, July 8, but one of the best early mobile offers I've seen is already here. That's right -- you don't need to be a Prime member to snag these savings, and this smartphone is already under $1,000. The new Nothing Phone 3 just launched (seriously, our expert is still in London post-launch party), and Amazon already has a tempting preorder offer. Also: The best Prime Day tech deals If you preorder the Nothing Phone 3 on Amazon

This Is How Much Interest You'll Earn by Depositing $10,000 Into a CD Now

However much you have to deposit, a CD can help you grow your money reliably. Mensent Photography/Getty Images If you have some cash you can set aside for a while, a certificate of deposit can be a great way to grow it. Since your rate is locked in when you open a CD, your earnings will never change, even if rates drop after that. And with the Federal Reserve expected to cut interest rates as soon as July, now's the time to secure a great APY. Top CDs currently offer up to 4.50% APY -- more th

Interest Rates Are Sizzling This Summer. Here's How You Can Cash In

Your savings will grow faster in this account. Kristina Kokhanova/Getty Images Until recently, reviewing the interest earned on my savings account was a snoozefest. If I was lucky, my balance increased a whole cent or two each month. Interest rates -- like temperatures -- are high right now. You just need to look in the right place. Instead of the meager annual percentage yield I'm getting with my current savings account, I can net up to 4.5% APY with one of today's top CDs. That means my inte

Hot Summer Savings Move: Open a CD While Interest Rates Are High

Smart savers know that CDs can pay big. Kristina Kokhanova/Getty Images My savings account has been sorely disappointing me lately. No matter how many times I check my balance, it feels like opening the fridge for the fifth time, hoping something new will appear. Fortunately, the solution is simple: I just need to shop around. With the Federal Reserve holding interest rates steady at this week's meeting, annual percentage yields on certificates of deposit should remain high for a while. That m

Topics: cd cds high rates savings

The Fed's on Pause, but You Shouldn't Be. Here Are 4 Smart Financial Moves to Make Today

Make the most of your money while rate cuts are on hold. Maria Forbes/Getty Images Despite mounting pressure to lower interest rates, the Fed chose to keep rates where they are at this week's Federal Open Market Committee Meeting. With interest rate cuts on hold so far this year, policymakers have more time to assess how the economy responds to tariffs, layoffs and geopolitical conflict. "More of the same" doesn't mean status quo for your finances. The Fed's decisions (including its forecasts)

The Fed's on Pause, but You Shouldn't Be. 4 Smart Financial Moves to Make Today

Make the most of your money while rate cuts are on hold. Maria Forbes/Getty Images Despite mounting pressure to lower interest rates, the Fed chose to keep rates where they are at this week's Federal Open Market Committee Meeting. With interest rate cuts on hold so far this year, policymakers have more time to assess how the economy responds to tariffs, layoffs and geopolitical conflict. "More of the same" doesn't mean status quo for your finances. The Fed's decisions (including its forecasts)

What the Fed's Pause on Rate Cuts Means for Savings Account, CD Rates

Now's the time to take advantage of APYs as high as 5%. Skyhobo/Getty Images Federal Reserve policymakers voted to hold interest rates steady today, pausing rates for the fourth time this year. In its postmeeting statement, the Fed summarized its findings by noting slightly elevated inflation and a low unemployment rate, though the economic outlook remains uncertain. The latest decision means that households, which have been facing budget strains and increased living expenses, will continue to

Interest Rates Are Still High, and CDs Are Paying Big This Summer

CDs are quietly winning with guaranteed returns. Kristina Kokhanova/Getty Images All the financial headlines talk about interest rates being at 20-year highs. We're living in a rare period with certificates of deposit offering yields we haven't seen in over a decade. The Federal Reserve meets tomorrow, but it won't cut interest rates until the fall at the earliest. The other day, I realized I wasn't taking advantage of the moment. I was staring at my static savings account balance, kind of lik

CDs Are Still Paying Big Interest on Your Savings This Summer -- Before Fed Cuts Rates

CDs are quietly winning with guaranteed returns. Kristina Kokhanova/Getty Images The other day, I found myself staring at my static savings account balance, kind of like when you open the fridge for the fifth time, hoping something new will appear. My money was just sitting there in the bank, earning next to nothing. That's when I realized I wasn't taking advantage of the moment. All the financial headlines talk about interest rates being at 20-year highs. We're living in a rare period with ce

4 Smart Money Moves You Must Make Before Wednesday

Make the most of the Fed's upcoming decision by taking these steps ASAP. Maria Forbes/Getty Images The Federal Reserve is under pressure to lower interest rates, but that's not going to happen at this week's meeting. With inflation still high and a global trade war raging, experts predict the Fed will pause rates for the fourth time this year at its Federal Open Market Committee meeting on June 17 to 18. That may not sound exciting, but it has a real effect on your wallet. The central bank's a

Elon’s DOGE Claimed It Saved $8 Billion. The Real Figure Was $8 Million.

Elon Musk’s Department of Government Efficiency claims to be fighting the scourge of government “waste” and fraud and, this week, DOGE claimed that it had already saved taxpayers tens of billions of dollars. However, in an ironic twist, it would appear that the claims being made by Musk and DOGE about their own activities appear to be, themselves, fraudulent. Despite recently claiming that it had already saved Americans $55 billion, the information on DOGE’s website only accounts for $16 billio