Published on: 2025-06-04 21:00:00
The right account can help you realize your vacation dreams. alga38/Getty Images This summer, the only beaches I'm visiting are local ones. They're not Instagram-worthy or all that exciting. But with the cost of everything out of control and the economy likely headed for a downturn, I can't justify splurging on travel to far-off destinations. Instead, I'm prepping for next year's vacation. I'm taking the travel fund I've already saved up and putting it into a nine-month certificate of deposit
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Find related items on AmazonPublished on: 2025-06-12 06:55:30
Apple Card Savings Account has taken another hit to its interest rate as of today. Apple and Goldman Sachs have dropped the annual percentage yield from 3.75% to 3.65%, marking the second rate cut of 2025. Apple Card Savings Account started with a 4.15% interest rate for the first eight months of availability. The rate increased to 4.25% in December of last year, then again to 4.35% in early January and to 4.5% in late January. The rate was then cut back to 4.4% in April, 4.25% in late Septembe
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Find related items on AmazonPublished on: 2025-06-22 09:00:00
is a senior science reporter covering energy and the environment with more than a decade of experience. She is also the host of Hell or High Water: When Disaster Hits Home , a podcast from Vox Media and Audible Originals. The Trump administration’s attempts to gut 12 energy efficiency standards could cost Americans billions of dollars in higher electricity bills. The Department of Energy (DOE) recently announced that it plans to rollback dozens of policies in what it called its “largest deregu
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Find related items on AmazonPublished on: 2025-06-30 20:15:00
The best place for your cash? That depends on what you're using it for. atakan/Getty Images The economic hits keep coming. In addition to high prices, stock market freefalls and regularly changing tariffs, there's a recession on the horizon, too. Your money has been through enough already. What can you do to keep it safe from this next threat? Stuffing all your cash under your mattress is clearly a bad idea, but so is putting it all in any one account. Where you should keep your money in a rec
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Find related items on AmazonPublished on: 2025-07-03 05:53:26
Apple Card launched nearly six years ago, and in some ways it still feels odd that the iPhone maker offers its own credit card. But here are three Apple Card features that help make it my no-brainer favorite to this day. #1: Monthly installments for Apple products Apple Card automatically offers the chance to pay for new Apple products over time, completely interest free. It’s quick and easy to choose Apple Card Monthly Installments during the Apple Store checkout process, and you get benefit
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Find related items on AmazonPublished on: 2025-07-03 04:47:00
A CD can help you grow your money reliably, however much you have to deposit. Mensent Photography/Getty Images A certificate of deposit has plenty of perks, but one of the top ones is a fixed interest rate. Your annual percentage yield (APY) is locked in when you open a CD, so your earnings stay the same regardless of what happens in the economy. At a time when the economy is shaky -- as it is now -- that can be especially valuable. Today's top CDs offer APYs as high as 4.50% -- more than thre
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Find related items on AmazonPublished on: 2025-07-09 02:30:00
APYs remain attractive, but that won't be the case forever. Maryna Terletska/Getty Images There's still time to lock in a great annual percentage yield (APY) on a certificate of deposit -- but don't wait too long. While the Federal Reserve held interest rates steady at last week's meeting, APYs have been quietly falling for weeks now and this trend is likely to continue as banks anticipate a Fed rate cut later this year. Experts recommend taking advantage of high APYs now to maximize your ret
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Find related items on AmazonPublished on: 2025-07-09 03:00:00
Putting your money in the right accounts can help you weather economic storms. atakan/Getty Images A recession can wreak havoc on your finances, and they've already been through enough recently. From persistent high prices to stock market turmoil, it seems like the economic hits just keep coming. But what can you do to keep your money safe? The answer isn't stuffing all your cash under your mattress. And it's not keeping it in any one place, either. The best place for your money in a recession
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Find related items on AmazonPublished on: 2025-07-10 08:10:00
Federal Reserve decisions have a real effect on your money. A few simple steps can help you get the biggest benefit. Maria Forbes/Getty Images The Federal Reserve paused rates this week, the third time it's done so this year. That may not sound too exciting, but it's worth paying attention to because it has real consequences for your finances. The central bank's decisions affect everything from how much you pay on outstanding debt to how fast your savings grow. By making some smart moves now, y
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Find related items on AmazonPublished on: 2025-07-10 12:40:00
Federal Reserve decisions have a real effect on your money. A few simple steps can help you get the biggest benefit. Maria Forbes/Getty Images The Federal Reserve paused rates this week, the third time it's done so this year. That may not sound too exciting, but it's worth paying attention to because it has real consequences for your finances. The central bank's decisions affect everything from how much you pay on outstanding debt to how fast your savings grow. By making some smart moves now, y
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Find related items on AmazonPublished on: 2025-07-12 13:20:47
Google is rolling out a feature in its Gemini API that the company claims will make its latest AI models cheaper for third-party developers. Google calls the feature “implicit caching” and says it can deliver 75% savings on “repetitive context” passed to models via the Gemini API. It supports Google’s Gemini 2.5 Pro and 2.5 Flash models. That’s likely to be welcome news to developers as the cost of using frontier models continues to grow. We just shipped implicit caching in the Gemini API, au
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Find related items on AmazonPublished on: 2025-07-14 07:42:00
You can earn up to 4.50% APY with today's top CDs. Sarah Tew/CNET This week's Federal Reserve rate pause is good news for savers. But with rate cuts expected later this year, now's the time to take advantage of high annual percentage yields while they're still around. "CDs offer yield and fixed income, which can be a welcome source of stability in such a volatile political and economic environment," said Noah Damsky, CFA, Principal of Marina Wealth Advisors. "If you're looking to earn a stable
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Find related items on AmazonPublished on: 2025-07-14 12:04:00
Don't miss out on this chance to maximize your earnings. Maria Forbes/Getty Images As expected, the Federal Reserve paused rates for the third time this year at this week's Federal Open Market Committee meeting. This move has real consequences for your money. The Fed's actions affect everything from mortgage rates to savings account APYs, and knowing how to take advantage of them can help you maximize your earnings -- and minimize your losses. Here's what you can do now to get the biggest ben
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Find related items on AmazonPublished on: 2025-07-14 12:15:00
Rates remain elevated, but don't wait too long to snag a good one. Skyhobo/Getty Images Key takeaways The Federal Reserve paused rates at its May meeting. Banks tend to follow the Fed's lead when setting their deposit account rates. Today's best CDs and savings accounts earn up to 5% APY. To no one's great surprise, the Federal Reserve paused interest rates again today, keeping them at a target range of 4.25% to 4.5%. It's the third time the Fed has paused rates this year. In its postmeeting
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Find related items on AmazonPublished on: 2025-07-17 04:50:00
Actions by the central bank can have real effects on your finances. Make the most of its next rate decision by doing these things now. Maria Forbes/Getty Images With so much in the economic news these days, the Federal Reserve's actions may not be at the top of your watch list. But they have serious effects on your finances, and with the next central bank meeting on May 6 and 7, now is the time to take some key steps to get the biggest benefit from its upcoming decision on interest rates. Wher
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Find related items on AmazonPublished on: 2025-07-20 08:00:00
Maximize your earnings – and minimize your losses – by taking these steps now. Maria Forbes/Getty Images The Federal Reserve meets this week, and what it decides at this meeting has real consequences for your finances. The Fed's interest rate actions affect everything from mortgage rates to savings account APYs. Take the right steps now and you can position yourself to reap the biggest benefit. Experts expect the Fed will pause interest rates for a third time this year at its Federal Open Mark
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Find related items on AmazonPublished on: 2025-07-20 20:30:00
Top CDs offer up to 4.50% APY – more than three times the national average for some terms. Sarah Tew/CNET If the economic headlines have you stressed, a certificate of deposit can provide some much-needed peace of mind. "CDs offer yield and fixed income, which can be a welcome source of stability in such a volatile political and economic environment," said Noah Damsky, CFA, Principal of Marina Wealth Advisors. "If you're looking to earn a stable income, sleep well at night and avoid the gyrati
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Find related items on AmazonPublished on: 2025-07-24 01:33:00
Getty Images With the stock market taking major tumbles recently, low-risk investors might opt for a safer vehicle for their savings: government-issued I bonds. Between May 1 and Oct. 31 of this year, the new interest rate for I bonds is 3.98%. Series I savings bonds became popular when inflation surged in early 2022, earning a record 9.62% back in annual interest. Though today's I bond rate is far less than that, these bonds are designed to keep pace with inflation, earning both a fixed rate
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Find related items on AmazonPublished on: 2025-07-29 13:41:21
If you’ve been thinking about making the switch to a new phone carrier, T-Mobile just made it a whole lot more tempting. The new Experience More and Experience Beyond plan options are here, and that means T-Mobile is offering big savings in addition to something other companies like Verizon and AT&T can’t: a five-year price guarantee. That means that your plan price for talk, text, and 5G data stays locked for five full years. It’s pretty difficult to find anything similar to that out there righ
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Find related items on AmazonPublished on: 2025-08-01 04:30:00
Top CDs boast APYs more than three times the national average for some terms. Zooey Liao/CNET A certificate of deposit can be a smart way to protect your money from the ups and downs of the market. Your rate is fixed when you open a CD so your returns will stay the same regardless of what happens in the economy. At a time when tariffs, inflation and recession worries fill the news, this peace of mind can be especially valuable. Today's top CDs offer annual percentage yields as high as 4.40% --
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Find related items on AmazonPublished on: 2025-08-01 07:47:00
However much you have to deposit, a CD can help you grow your money safely and predictably. Mensent Photography/Getty Images If you're worried about protecting your money in today's shaky economy, a certificate of deposit could be a great fit. Your rate is locked in when you open a CD, so your returns are guaranteed. Your money is also protected by federal deposit insurance. CDs are ideal for savings goals with a specific timeline, like funding a vacation or buying a new car. Just how much cou
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Find related items on AmazonPublished on: 2025-08-10 04:30:00
Today's top CDs offer APYs as high as 4.50%. Jose Luis Pelaez Inc/Getty Images The economic headlines are enough to make anyone dizzy. Tariffs have been put into effect, tweaked and paused. The stock market has swung wildly. As a money editor who keeps a close eye on the news, I've watched it all happen in real time. And as a person who lives in this economy, it's left me searching for a way to shield my money from the chaos. One tried-and-true method experts recommend is putting some of my ca
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Find related items on AmazonPublished on: 2025-08-19 04:30:00
Maria Forbes/Getty Images Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD returns are guaranteed regardless of what's happening in the economy. A CD can be a smart way to add stability to your financial portfolio. Feeling uneasy about the economy? You're definitely not the only one. Between ever-changing tariffs and wild stock market swings, it's easy to feel overwhelmed by financial uncertainty. While many of these factors are out of your hands, one thing you can t
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Find related items on AmazonPublished on: 2025-08-21 12:30:00
Key takeaways Today's best CDs offer APYs as high as 4.50%. CDs have a fixed rate, which means your returns stay the same regardless of economic turmoil. A high-yield savings account is also worth considering for funds you'd like to keep accessible. If the economic headlines have you worried, you're hardly alone. From on-again, off-again tariffs to stock market turmoil, it seems like there's no shortage of things to worry about when it comes to your money. Many of these things are outside you
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Find related items on AmazonPublished on: 2025-08-23 20:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Unlike stocks, CDs are low-risk and offer guaranteed returns. A CD can be a safe haven for your money in a shaky economy. There's a lot to be uncertain about when it comes to your money right now. From tariff fallout to stock market turbulence, the headlines are full of ups and downs that are beyond your control -- and can have a real effect on your finances. If you're worried about protecting your cash, putting some of it in a
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Find related items on AmazonPublished on: 2025-08-24 16:30:00
There's a lot to like about certificates of deposit. They offer low risk, guaranteed earnings and predictable returns, which can be valuable in any economy -- but especially when things like tariffs and stock market plunges have you worried about your financial security. You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. To give you a sense of how much this adds up to, here's what your earnings would be if you put $10,000 into a top CD now. (Don't have that much to de
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Find related items on AmazonPublished on: 2025-08-25 20:30:00
Key takeaways Today's best CDs offer APYs as high as 4.50%. Your rate is locked in when you open a CD, so your interest earnings will never drop. When the economy is shaky, a CD can be a safe haven for your money. If one word sums up the state of the economy lately, it's "uncertain." On-again, off-again tariffs and wild stock market swings can make it hard to know the best way to protect your money. If you're searching for some security, a certificate of deposit could be the answer. CDs offe
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Find related items on AmazonPublished on: 2025-08-28 04:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Unlike stocks, your earnings are guaranteed when you put your money in a CD. CDs can add predictability to your financial portfolio and help you weather economic turmoil. With the stock market in turmoil and tariff fallout filling the headlines, keeping your money safe feels more essential than ever. One thing that can provide some much-needed security is putting some of your cash in a certificate of deposit. Unlike stocks, yo
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Find related items on AmazonPublished on: 2025-08-30 12:30:00
Key takeaways Today's best CDs earn up to 4.50% APY. Your APY is locked in when you open a CD, so your earnings will never go down. A CD can be a great way to add stability to your financial portfolio. In uncertain economic times, a certificate of deposit can offer some much-needed peace of mind. Your rate is fixed when you open a CD, so your returns stay the same regardless of stock market fluctuations, tariffs and other factors beyond your control. That said, timing plays a big role in how
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Find related items on AmazonPublished on: 2025-09-04 04:30:00
Key takeaways You can earn up to 4.50% APY with today's best CDs. Your CD rate is fixed so your interest stays the same regardless of what's happening in the economy. CDs offer low risk, guaranteed returns that can add stability to your financial portfolio. A certificate of deposit can provide peace of mind in any economy but especially when things are shaky. Your CD rate is locked in when you open an account so your returns won't be affected by tariffs, stock market turmoil and other factors
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