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Apple details step-by-step process for managing cards in Apple Wallet

Apple has published guidance explaining how iPhone users can add or remove debit, credit, transit and ID cards in the Wallet app using the Plus button, either by scanning a physical card or entering details manually. The guidance notes that cards must come from a participating issuer and may require extra verification from the bank before working with Apple Pay. It also clarifies that adding a card on iPhone doesn't automatically enable it on an Apple Watch, iPad or Mac—each device needs separate setup.

engadget.com · 2026-08-31

Harvard study finds credit card rewards shift $9.2B a year to wealthy shoppers

A Harvard Business School analysis led by Professor Mark Egan finds that interchange fees baked into retail prices generate about $9.2 billion annually in net rewards for affluent credit card users, while cash and debit customers pay the same higher prices but receive little or none of that money back. Across the broader economy, the researchers estimate roughly $30 billion moves each year from cash and debit users to credit card users at the same stores.

library.hbs.edu · 2026-08-25