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news.ycombinator.com Unknown 2025-08-22 08:35:52

Over the years, I’ve written plenty about comedy writers reusing jokes. Today’s topic is one of the most famous and most-quoted examples of the lot. So let’s turn to ersatz Bond film Never Say Never Again , which premiered in the US on the 6th October 1983. Oh dear, James Bond isn’t having much fun. NURSE: Mr. Bond? I need a urine sample. If you could fill this beaker for me? BOND: From here? The tale surrounding this is well-known by now. Dick Clement and Ian La Frenais did some emergency r

Topics: broadcast gag joke said want

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‘Gags the Clown’ Leans Into an Urban Legend That Maybe Wasn’t a Legend

gizmodo.com Cheryl Eddy 2025-09-04 13:42:29

It’s been nearly a decade since an outbreak of clown sightings frightened people, first in the U.S. and then later across the globe. A clown in the right context isn’t necessarily scary, but a random clown just appearing with no obvious purpose is horror movie material. And, in fact, some of the creepy clown epidemic of 2016 can be traced back to Gags the Clown, a found-footage indie that turned some clever grassroots marketing into a stunt that went viral. Gags the Clown came out in 2018, whic

Topics: 2016 clown gags just sightings

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EconTeen – Financial literacy lessons and tools for teens

news.ycombinator.com Mr. K 2025-09-06 01:10:51

We've reimagined financial education for the digital generation. Our comprehensive curriculum combines proven teaching methods with engaging technology to deliver real results. 💡 Interactive Learning Engaging lessons with quizzes, scenarios, and hands-on activities that make complex financial concepts easy to understand and remember. 🎓 Comprehensive Curriculum From budgeting basics to investment strategies, our 22+ lesson modules cover everything students need for lifelong financial success.

Topics: curriculum easy engaging financial students

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EconTeen – Financial Literacy Lessons and Tools for Teens

news.ycombinator.com Mr. K 2025-09-06 06:10:51

We've reimagined financial education for the digital generation. Our comprehensive curriculum combines proven teaching methods with engaging technology to deliver real results. 💡 Interactive Learning Engaging lessons with quizzes, scenarios, and hands-on activities that make complex financial concepts easy to understand and remember. 🎓 Comprehensive Curriculum From budgeting basics to investment strategies, our 22+ lesson modules cover everything students need for lifelong financial success.

Topics: curriculum easy engaging financial students

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July Mortgage Rate Forecast: The Fed Isn't Rushing to Lower Interest Rates

cnet.com See Full Bio 2025-09-17 18:12:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET For the past several months, the average 30-year fixed mortgage rate has sat between 6.5% and 7%. Prospective homebuyers shouldn't hold their breath for that to change anytime soon. On July 30, the Federal Reserve is expected to keep borrowing rates the same at its fifth monetary policy meeting this year. Although the central bank doesn't directly dictate mortgage rates, its policy decisions ind

Topics: fed mortgage rate rates year

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How the Federal Reserve Actually Affects Mortgage Rates

cnet.com See Full Bio 2025-09-18 20:48:00

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET If you tracked the Federal Reserve's monetary policy decisions last year, you might have been puzzled: The Fed's three interest rate cuts didn't bring about lower mortgage rates. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% for the past several months. The Fed's interest rate decisions don't have a direct or immediate effect on home loan rates. Of

Topics: fed inflation mortgage rate rates

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Mortgage Predictions: With Fed Cuts on Hold, Where Do Rates Go From Here?

cnet.com See Full Bio 2025-09-22 20:50:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The average rate for a 30-year fixed mortgage seems poised to hold near 6.75% for the rest of the year. Yet significant economic uncertainties could still push rates up or down in the coming months. Housing market experts consistently point to two major influences: the economic ramifications of the Trump administration's policies and the Federal Reserve's pace of interest rate cuts. On July 29-

Topics: market mortgage rate rates year

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France launches criminal probe of X's alleged algorithm 'manipulation'

engadget.com Unknown 2025-09-30 18:30:17

France is investigating whether X has manipulated its algorithm and engaged in "fraudulent data extraction." Prosecutors are looking into if the social media platform engaged in election interference. They launched the investigation on July 11, following reports in January. It has labelled X as an "organized gang." X's Global Government Affairs account issued a scathing breakdown of what it calls France's "politically-motivated criminal investigation" and its refusal to cooperate. The French g

Topics: algorithm chavalarias engaged france investigation

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Ryanair may increase commission to staff identifying oversized cabin bags

news.ycombinator.com Aengus Cox 2025-09-30 18:20:36

Ryanair has said that in a bid to "eliminate the scourge" of passengers bringing oversized baggage to the boarding gate, the airline is considering increasing the commission it pays staff for identifying them. Currently Ryanair employees are paid around €1.50 for every oversized cabin bag that they identify, and passengers are charged additional fees if their bag is deemed to be too large to bring on-board the plane. According to the airline's policy, passengers who bring cabin luggage - measu

Topics: baggage don passengers rules ryanair

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Psychiatric Researchers Warn of Grim Psychological Risks for AI Users

futurism.com Unknown 2025-09-30 16:15:54

Without even looking at medical data, it's pretty clear that "artificial intelligence" — a vast umbrella term for various technologies over the years, but currently dominated by the data-hungry neural networks powering chatbots and image generators — can have life-altering effects on the human brain. We're not even three years out from the release of the first commercially-available LLM, and AI users have already been driven to paranoid breaks from reality, religious mania, and even suicide. A

Topics: ai engagement llm psychosis user

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July Mortgage Rate Forecast: Buyers Retreat as Rates Rebound

cnet.com See Full Bio 2025-10-04 04:36:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Every time the average 30-year fixed mortgage rate dips, even by a few tenths of a percentage point, prospective homebuyers jump to take advantage. As soon as rates move up again, mortgage activity goes down. The past few weeks offer a textbook example. When rates fell to around 6.7% (the lowest level in months) in early July, applications for home loans promptly ticked up, according to the Mort

Topics: inflation market mortgage rate rates

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Mortgage Rate Predictions: Here's Why Rates Are Staying High in July

cnet.com See Full Bio 2025-10-11 17:17:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET After the rate on a 30-year fixed mortgage dipped to around 6.7% (its lowest level in months), prospective homebuyers jumped to take advantage. Before the July 4 holiday weekend, mortgage loan applications increased 9.4% week over week, per the Mortgage Bankers Association. Homeowners also seized on refinancing, with refinance activity 56% higher than the same time last year. But the reprieve di

Topics: market mortgage rate rates year

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ISRO successfully conducts hot tests of Gaganyaan propulsion system

news.ycombinator.com Authors 2025-10-12 04:19:04

ISRO has successfully conducted two hot tests of the Gaganyaan Service Module Propulsion System (SMPS) at the space agency's Propulsion Complex in Mahendragiri on July 3. The short-duration tests, lasting 30 seconds and 100 seconds respectively, were aimed at validating the test article configuration, ISRO said in a statement on Wednesday (July 8, 2025). Also read: What will Gaganyaan change for India? | Explained "The overall performance of the propulsion system during these hot tests was no

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July Mortgage Forecast: Will Interest Rates Budge This Summer?

cnet.com See Full Bio 2025-10-21 16:52:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The average rate on a 30-year fixed mortgage was around 6.7% on Monday, down roughly 0.25% from the previous month, according to Bankrate data. Despite the recent decline in rates, forecasts for the housing market have remained unchanged. Mortgage rates, linked to the bond market, have been stuck in limbo between 6.5% and 7% for months. President Trump's on-and-off-again tariffs, stock market sw

Topics: fed market mortgage rate rates

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Mortgage Predictions for July: Will Rates Continue Falling?

cnet.com See Full Bio 2025-10-27 08:51:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Mortgage rates are holding near a two-month low, with average 30-year fixed rates having fallen just below 6.7%, according to Bankrate data. After weeks of hovering close to 7%, it's a positive sign in today's unaffordable housing market. But it's unclear how much staying power the recent decline will have. Thursday's Bureau of Labor Statistics job report showed slightly lower unemployment in Ju

Topics: lower market mortgage rate rates

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Mortgage Rate Predictions: How Tariffs, War and the Fed Are Impacting Rates

cnet.com See Full Bio 2025-11-02 20:33:46

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Mortgage market predictions have been clouded by economic uncertainty caused by the Trump administration's trade measures, deficit spending and geopolitical maneuvering. The big question hanging over the housing market is whether rates will rise due to tariff-induced inflation or fall due to a recession. Since early spring, average mortgage rates for 30-year fixed loans have been swinging betwee

Topics: impact market mortgage rate rates

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Will Mortgage Rates Drop in a Recession? This Realtor Has a Hot Take

cnet.com See Full Bio 2025-11-03 11:32:02

Mortgage rates have typically fallen during recessionary periods. Douglas Rissing/Getty Images In today's news cycle, recession headlines come and go. Amid trade war anxieties, stock market roller-coaster rides and global conflict, no one is hoping for a major economic setback -- except recessions have often created more favorable conditions for mortgage rates. Since the beginning of 2025, average 30-year fixed mortgage rates have been stuck in the high 6.5% to 7% range. Most housing experts,

Topics: economic home mortgage rates recession

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Waiting for Mortgage Rates to Drop in a Recession? This Realtor Has a Hot Take

cnet.com See Full Bio 2025-11-03 21:00:04

Mortgage rates have typically fallen during recessionary periods. Douglas Rissing/Getty Images Recession headlines come and go in today's news cycle, which is filled with trade war anxieties, stock market roller-coaster rides and global conflict. No one wants to pin their hopes on a major economic setback. But since recessions have often created more favorable conditions for mortgage rates, many of my clients want to know: Will buying a home become more affordable in a recession? Since the beg

Topics: economic home mortgage rates recession

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Mortgage Rate Predictions: Will Military Conflict, Tariffs and the Fed Keep Rates High?

cnet.com See Full Bio 2025-11-05 20:40:56

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The housing market is hardly immune to political and economic volatility, yet mortgage rates have been eerily calm over the last period. Since the spring, the average rate for a 30-year fixed mortgage has moved in a mostly narrow range around 6.8% and 7%. Mortgage rates were expected to gradually improve in 2025. However, the Trump administration's inflationary tariffs, deficit spending and geop

Topics: fed market mortgage rate rates

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Mortgage Rate Forecast Clouded by War Moves, Tariffs and the Federal Reserve

cnet.com See Full Bio 2025-11-07 10:17:02

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The housing market is hardly immune to political and economic volatility, yet mortgage rates have been eerily calm over the last period. Since the spring, the average rate for a 30-year fixed mortgage has moved in a mostly narrow range around 6.8% and 7%. Mortgage rates were expected to gradually improve in 2025. However, the Trump administration's inflationary tariffs, deficit spending and geop

Topics: fed market mortgage rate rates

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Mortgage Rate Predictions: Is This Week the Calm Before the Storm?

cnet.com See Full Bio 2025-11-16 05:59:00

Tharon Green/CNET Though the housing market is never immune to political and economic volatility, mortgage rates have been eerily calm. Over the last month, the average rate for a 30-year fixed mortgage has moved in a narrow range between 6.8% and 7%. An escalating war in the Middle East could spark fresh volatility across global markets, significantly affecting oil prices and the US dollar. That would have a ripple effect on long-term Treasury yields and mortgage rates. Mortgage rates had be

Topics: lower market mortgage rate rates

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Fed Rate Cuts Unlikely This Summer. Are Lower Mortgage Rates Still Possible?

cnet.com See Full Bio 2025-11-23 14:47:00

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET There's a wild amount of uncertainty in today's economy, but one thing is clear: The Federal Reserve isn't planning to lower interest rates this summer. Mortgage rates, which have been stuck near 7% for the past several months, are likely to stay higher for longer. On June 18, Fed officials voted to leave borrowing rates unchanged for a fourth consecutive meeting. Holding interest

Topics: fed inflation mortgage rate rates

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June Mortgage Forecast: Will Economic Chaos Fuel Even Higher Rates?

cnet.com See Full Bio 2025-11-24 05:01:00

As the Federal Reserve likely holds interest rates steady, mortgage rates are expected to stay in a narrow range. Tharon Green/CNET The Federal Reserve held interest rates steady for the fourth consecutive time this year at its monetary policy meeting this week. However, rising jobless claims, intensified geopolitical conflict and slowing economic growth could force the central bank to cut rates as early as the fall. As turbulent trade policies pressure financial markets, investors have been w

Topics: fed mortgage rate rates year

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Mortgage Rates and the Federal Reserve: Everything to Know Before Today's Decision

cnet.com See Full Bio 2025-11-25 16:15:03

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET Later today, the Federal Reserve is expected to extend a pause on interest rate cuts for a fourth consecutive time this year. While mortgage rates could see some volatility, many economists expect them to stay relatively flat until the economic picture changes. Average rates are likely to stay in the 6.75% to 7.25% range unless the Fed signals multiple cuts and backs up their polic

Topics: cuts fed mortgage rate rates

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Mortgage Rates and the Fed: Everything to Know Before Tomorrow's Decision

cnet.com See Full Bio 2025-11-27 21:16:33

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET On Wednesday, the Federal Reserve is expected to extend a pause on interest rate cuts for a fourth consecutive time this year. Though mortgage rates could see some volatility, many economists expect them to stay somewhat flat until the economic picture drastically changes. Rates will stay in the 6.75% to 7.25% range unless the Fed signals multiple cuts soon and backs it up with dat

Topics: fed market mortgage rate rates

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5% Mortgage Rates Are Real. How Homebuyers Are Making It Happen

cnet.com See Full Bio 2025-11-28 20:15:04

Tharon Green/CNET Over the last several years, record-high home prices and high mortgage rates have made homeownership unaffordable. As 30-year fixed mortgage rates remain flat near 7%, homebuyers have been finding creative ways to score rates below what lenders advertise. Last year, nearly half of buyers purchased a home at a rate below 5%, according to Zillow. "With borrowing costs elevated, buyers can take steps to reduce their housing expenses by securing a lower mortgage rate," said Hann

Topics: home loan mortgage rate rates

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Mortgage Rates and the Fed: Everything to Know Before This Week's Meeting

cnet.com See Full Bio 2025-11-30 10:44:30

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET On Wednesday, the Federal Reserve is expected to extend a pause on interest rate cuts for a fourth consecutive time this year. Though mortgage rates could see some volatility, many economists expect them to stay somewhat flat until the economic picture drastically changes. Rates will stay in the 6.75% to 7.25% range unless the Fed signals multiple cuts soon and backs it up with dat

Topics: fed market mortgage rate rates

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No Fed Cut, No Rate Break: June Mortgage Forecast Stays Flat

cnet.com See Full Bio 2025-12-01 06:00:07

As the Federal Reserve likely holds interest rates steady, mortgage rates are expected to stay in a narrow range. Tharon Green/CNET With each passing day, it seems like average 30-year mortgage rates could remain stuck near 6.8% for the rest of the year. Yet conflicting economic forces could push mortgage rates up or down in the coming months. Housing market experts say the same thing: The direction of mortgage rates depends on the economic impact of policies by the Trump administration and th

Topics: economic inflation mortgage rate rates

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Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

cnet.com See Full Bio 2025-12-01 08:00:21

Tharon Green/CNET If you're looking to buy a home, you probably know that housing affordability is in the dumps. Record-high prices and high mortgage rates are serving a double whammy to prospective buyers everywhere. But mortgage rates aren't set in stone. Although current rates are hovering near 7%, more borrowers are finding creative ways to snag rates below what lenders advertise. Last year, nearly half of buyers purchased a home at a rate below 5%, according to Zillow. "With borrowing co

Topics: home loan mortgage rate rates

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Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

cnet.com See Full Bio 2025-12-01 02:00:05

When interest rate cuts do come, it won't be a cure-all for today's unaffordable housing market. Saifulasmee Chede/Getty Images/CNET If you followed the Federal Reserve's monetary policy decisions last year, you might have been puzzled: The Fed's three interest rate cuts didn't translate into cheaper mortgages. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% since late fall. On Wednesday, the central bank is expected to extend a pause on interest rate cuts for a

Topics: cuts fed mortgage rate rates

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Latest Tech News

From Here?

‘Gags the Clown’ Leans Into an Urban Legend That Maybe Wasn’t a Legend

EconTeen – Financial literacy lessons and tools for teens

EconTeen – Financial Literacy Lessons and Tools for Teens

July Mortgage Rate Forecast: The Fed Isn't Rushing to Lower Interest Rates

How the Federal Reserve Actually Affects Mortgage Rates

Mortgage Predictions: With Fed Cuts on Hold, Where Do Rates Go From Here?

France launches criminal probe of X's alleged algorithm 'manipulation'

Ryanair may increase commission to staff identifying oversized cabin bags

Psychiatric Researchers Warn of Grim Psychological Risks for AI Users

July Mortgage Rate Forecast: Buyers Retreat as Rates Rebound

Mortgage Rate Predictions: Here's Why Rates Are Staying High in July

ISRO successfully conducts hot tests of Gaganyaan propulsion system

July Mortgage Forecast: Will Interest Rates Budge This Summer?

Mortgage Predictions for July: Will Rates Continue Falling?

Mortgage Rate Predictions: How Tariffs, War and the Fed Are Impacting Rates

Will Mortgage Rates Drop in a Recession? This Realtor Has a Hot Take

Waiting for Mortgage Rates to Drop in a Recession? This Realtor Has a Hot Take

Mortgage Rate Predictions: Will Military Conflict, Tariffs and the Fed Keep Rates High?

Mortgage Rate Forecast Clouded by War Moves, Tariffs and the Federal Reserve

Mortgage Rate Predictions: Is This Week the Calm Before the Storm?

Fed Rate Cuts Unlikely This Summer. Are Lower Mortgage Rates Still Possible?

June Mortgage Forecast: Will Economic Chaos Fuel Even Higher Rates?

Mortgage Rates and the Federal Reserve: Everything to Know Before Today's Decision

Mortgage Rates and the Fed: Everything to Know Before Tomorrow's Decision

5% Mortgage Rates Are Real. How Homebuyers Are Making It Happen

Mortgage Rates and the Fed: Everything to Know Before This Week's Meeting

No Fed Cut, No Rate Break: June Mortgage Forecast Stays Flat

Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

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