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July Mortgage Rate Forecast: Buyers Retreat as Rates Rebound

cnet.com See Full Bio 2025-07-21 19:36:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Every time the average 30-year fixed mortgage rate dips, even by a few tenths of a percentage point, prospective homebuyers jump to take advantage. As soon as rates move up again, mortgage activity goes down. The past few weeks offer a textbook example. When rates fell to around 6.7% (the lowest level in months) in early July, applications for home loans promptly ticked up, according to the Mort

Topics: inflation market mortgage rate rates

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A Meteor Impact May Have Caused a Giant Landslide in the Grand Canyon

gizmodo.com Margherita Bassi 2025-07-22 13:30:00

Researchers have long puzzled over the presence of driftwood and lake sediments in Stanton’s Cave in the eastern Grand Canyon, whose mouth sits 150 feet (45.7 meters) above the river. How could the material possibly have reached that height? According to Karl Karlstrom, a geologist from the University of New Mexico, it would have had to be carried by flood levels ten times bigger than any seen in the past several thousand years. An international team of researchers proposes a surprising chain o

Topics: crater impact meteor river years

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Trump Appears to Go TACO on Rumors He’ll Fire Fed Chair Jerome Powell

gizmodo.com Matt Novak 2025-07-23 15:35:02

Reports leaked Wednesday that President Donald Trump was getting ready to fire the chairman of the Federal Reserve, Jerome Powell. The news caused markets to dip, but TACO, the popular Wall Street acronym that stands for Trump Always Chickens Out, appears to be the dish of the day, as the president denied he was going to fire Powell while speaking to reporters in the White House. “He should have cut interest rates a long time ago. Europe has cut ’em 10 times in the short period of time, and we

Topics: job powell rates said trump

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The Download: Veo 3’s subtitles problem, and the future of our planet’s resources

technologyreview.com Rhiannon Williams 2025-07-23 14:10:00

Google’s generative video model Veo 3 has a subtitles problem As soon as Google launched its latest video-generating AI model at the end of May, creatives rushed to put it through its paces. Released just months after its predecessor, Veo 3 allows users to generate sounds and dialogue for the first time. It sparked a flurry of hyperrealistic eight-second clips stitched together into ads, ASMR videos, imagined film trailers, and humorous street interviews. But others quickly found that in som

Topics: narrated review subtitles technology veo

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Google adds AI-generated summaries to Discover

engadget.com Unknown 2025-07-24 17:43:41

Google is bringing AI‑generated summaries to Discover, the personalized stream of articles and videos found in the Google app curated based on a user's interests. The search giant remains undeterred by the imperfect nature of AI Overviews, or what it might mean for publishers whose content largely makes up Google's search results. TechCrunch has reported that some Android and iOS users in the US are seeing cards containing AI‑generated summaries on their Discover page. These cards appear with n

Topics: ai generated google like search

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Nearly Half of Americans Budget Based on Vibes. Should You?

cnet.com See Full Bio 2025-07-27 05:00:00

Your feelings about the economy can help you set a smarter money strategy. Massonstock/Getty Images Potential romantic partners. Your next vacation spot. Whether you should leave a party early. A vibe check can help you evaluate lots of things, including your money strategy. A June study by Intuit Credit Karma found that 44% of Americans surveyed have done "vibe-based budgeting." Gen Zers and millennials, in particular, are adjusting their spending and savings habits according to how they feel

Topics: based budgeting money spending strategy

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Resident Evil: Survival Unit for iOS now up for pre-order, if you don’t mind waiting

9to5mac.com Marcus Mendes 2025-07-28 04:13:50

Sony’s subsidiary Aniplex Inc. has made Resident Evil: Survival Unit available for pre-order on the App Store, ahead of its release. Way ahead, as it turns out. Here are the details. Pre-order now, get it… December 31 (but likely before that) Earlier this month, developer Aniplex announced Resident Evil: Survival Unit, a new mobile strategy game for iOS and Android set in the iconic zombie-infested universe that spans nearly three decades of console and PC games, multiple remakes, and several

Topics: evil game resident strategy survival

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Best Baby Monitors for 2025 as Tested by a Mom

cnet.com See Full Bio 2025-07-28 20:00:00

What we like about it: The Dream Duo 2 includes the Owlet Smart HD monitor and the Owlet Dream Sock, which was FDA-cleared in 2023. The Dream Sock is the first and only over-the-counter medical pulse oximetry solution for infants. The package came with four different-sized socks that are meant to fit healthy infants weighing 6 pounds to 30 pounds. The socks contain a photoplethysmography (PPG) sensor, which is similar to what hospitals use to test your heart rate. The sock has velcro straps so y

Topics: baby dream rate sleep sock

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Mortgage Rate Predictions: Here's Why Rates Are Staying High in July

cnet.com See Full Bio 2025-07-29 08:17:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET After the rate on a 30-year fixed mortgage dipped to around 6.7% (its lowest level in months), prospective homebuyers jumped to take advantage. Before the July 4 holiday weekend, mortgage loan applications increased 9.4% week over week, per the Mortgage Bankers Association. Homeowners also seized on refinancing, with refinance activity 56% higher than the same time last year. But the reprieve di

Topics: market mortgage rate rates year

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Species at 30 makes for a great guilty pleasure

arstechnica.com Unknown 2025-07-29 20:20:53

Earlier this month, Hollywood mourned the passing of Michael Madsen, a gifted actor best known for his critically acclaimed roles in Reservoir Dogs, Kill Bill, and Donnie Brasco, among others. Few obituaries have mentioned one of his lesser-known roles: a black ops mercenary hired to help hunt down an escaped human/alien hybrid in 1995's Species. The sci-fi thriller turns 30 this year and while it garnered decidedly mixed reviews upon release, the film holds up quite well as a not-quite-campy B

Topics: alien earth extraterrestrial feldman instructions

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The 55-inch Hisense U7 is a great 4K TV under $600 for Prime Day

theverge.com John Higgins 2025-07-29 18:30:00

Amazon Prime Day’s best deals may not last for much longer, since the sale ends later tonight. This includes a big discount on the 2025 Hisense U7, a midrange TV that’s seeing deep discounts right now. The 65-inch model is available on Amazon for $797.99, which is almost 50 percent off its original. And the 55-inch is under $600. That’s a lot of performance for the money, and I’ll tell you why. In previous years, a lower price generally meant a less bright TV, and while that’s still true to an

Topics: bright competitors rate refresh tv

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Gemini can now transform your boring stills into lifelike videos

androidauthority.com Unknown 2025-08-02 13:00:44

TL;DR Gemini will now let you generate videos from existing images using its Veo3 model. Google says you can also use actual photos to transform them into videos. Veo3 will limit the output to eight-second clips in 720p resolution. If you’ve recently come across any realistic-looking videos with bizarre tropes, chances are they were generated using Google’s Veo3 AI video generation in Gemini. Its outstanding continuity of video frames, the ability to automatically generate audio, and seamless

Topics: ai gemini generated google videos

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YouTube ‘clarifies’ its plan to demonetize spammy AI slop

theverge.com Jess Weatherbed 2025-08-03 09:42:25

YouTube is trying to soothe concerns about an incoming update to its monetization policies following backlash from online creators. An announcement that YouTube would be updating restrictions around “inauthentic” content under the YouTube Partner Program guidelines was interpreted by some to mean the platform was planning to demonetize a wider variety of videos, including those using AI-generated content, clips, and reactions. Now, YouTube is seeking to clarify the situation. “YouTube has alway

Topics: ai content generated policy youtube

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Linda Yaccarino steps down as CEO of Elon Musk’s X

techcrunch.com Amanda Silberling 2025-08-04 21:04:59

Linda Yaccarino, CEO of X, stepped down from her role on Wednesday morning after two years. “When @elonmusk and I first spoke of his vision for X, I knew it would be the opportunity of a lifetime to carry out the extraordinary mission of this company,” Yaccarino wrote. “I’m immensely grateful to him for entrusting me with the responsibility of protecting free speech, turning the company around, and transforming X into the Everything App.” After two incredible years, I’ve decided to step down a

Topics: carry company grateful role yaccarino

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Bulgaria to join euro area on 1 January 2026

news.ycombinator.com European Central Bank 2025-08-05 17:44:51

Conversion rate of lev fixed at 1.95583 = EUR 1 Bulgaria joined the ERM II in 2020 Bulgarian banks supervised by ECB since 2020 Today the Council of the European Union formally approved the accession of Bulgaria to the euro area on 1 January 2026 and determined a Bulgarian lev conversion rate of 1.95583 per euro. This is the current central rate of the lev in the Exchange Rate Mechanism (ERM II), which the currency joined on 10 July 2020. The European Central Bank (ECB) and Българска народна

Topics: 2020 bulgarian ecb lev rate

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Meet the America Party, Elon Musk’s Harebrained Third-Party Scheme

wired.com Jake Lahut 2025-08-07 00:17:19

Elon Musk soft-launched a third party over the weekend, and so far, the billionaire seems to be manifesting his “America Party” into existence. Hard-launching the party, which he first posted about through a poll on X, would involve filing official paperwork, such as Federal Election Commission forms, and signing up to petition in individual states. Musk has not done those things yet. What Musk has done, however, is open the door for what could be the most well-funded attempt ever at launching

Topics: big musk party strategist trump

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Amazon asked corporate employees to help fulfill grocery deliveries for Prime Day

engadget.com Unknown 2025-08-07 13:10:22

Amazon has asked its white collar employees to help fulfill grocery deliveries for Prime Day, according to The Guardian. The company has reportedly sent out a Slack message to its corporate workers in New York City, asking for "volunteers to help [it] out with Prime Day to deliver to customers on [its] biggest days yet." That message went out to everyone from engineers to marketers. Specifically, Amazon wants its officer workers to "volunteer" their time in two-hour shifts between 10AM and 6PM f

Topics: amazon corporate day employees orders

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# [derive(Clone)] Is Broken

news.ycombinator.com Unknown 2025-08-04 16:31:59

use std::sync::Arc; struct NoClone ; struct WrapArc <T>(Arc<T>); fn main () { let foo = WrapArc (Arc:: new (NoClone)); let foo_ = foo. clone (); } Do you think this code should compile? What about the following code: struct AlwaysEq <T>(T); impl <T> PartialEq for AlwaysEq <T> { fn eq (& self , _other: & Self ) -> bool { true } } impl <T> Eq for AlwaysEq <T> {} struct NotEq ; struct WrapAlwaysEq <T>(AlwaysEq<T>); fn assert_is_eq (_: impl Eq ) {} fn main () { let x = WrapAlwaysEq ( AlwaysEq (No

Topics: alwayseq arc clone crate struct

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July Mortgage Forecast: Will Interest Rates Budge This Summer?

cnet.com See Full Bio 2025-08-08 07:52:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The average rate on a 30-year fixed mortgage was around 6.7% on Monday, down roughly 0.25% from the previous month, according to Bankrate data. Despite the recent decline in rates, forecasts for the housing market have remained unchanged. Mortgage rates, linked to the bond market, have been stuck in limbo between 6.5% and 7% for months. President Trump's on-and-off-again tariffs, stock market sw

Topics: fed market mortgage rate rates

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Measles cases reach 33-year high as RFK Jr. pursues anti-vaccine agenda

arstechnica.com Unknown 2025-08-08 16:17:34

Over the weekend, the tally of measles cases reached 1,281, setting a new case record since the highly contagious viral disease was declared eliminated from the country in 2000. The previous record was set in 2019, when there were 1,274 cases and officials warned that the US had narrowly avoided losing the elimination status. Overall, the current case tally is a 33-year high for the preventable infection, and the outlook for the country is bleak. Vaccination rates have only fallen since the pan

Topics: case country elimination rates vaccination

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"Indie Band" Says Claims Their Music Is AI-Generated Is a Hoax, Then Admits It's Actually AI-Generated

futurism.com Unknown 2025-08-09 00:44:05

"Indie Band" Says Claims Their Music Is AI-Generated Is a Hoax, Then Admits It's Actually AI-Generated The point is to "provoke" artists. Hoax Squared The jig is officially up. After an "indie rock band" called The Velvet Sundown refused to admit last week that its output was a lazy amalgamation of AI-generated slop, the outfit is now singing a dramatically different tune. As Rolling Stone reports, the band's Spotify bio has been revised to clarify that it's a "synthetic music project" and

Topics: ai band generated hoax music

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Resident Evil is getting a new mobile spin-off game

engadget.com Unknown 2025-08-11 09:00:44

Less than a month after Capcom’s surprise announcement of the next Resident Evil game, another new entry has been confirmed. But before Resi fans get too wild with excitement, this one is a mobile spin-off for iOS and Android called Resident Evil Survival Unit. It’s a strategy game that somehow fits into the broader universe, even if it’s not clear how at this point. We don’t have a lot of concrete information at the moment, with the game set to be fully revealed in a showcase scheduled July 10

Topics: evil game new resident strategy

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How accurate is Apple’s new transcription AI? We tested it against Whisper and Parakeet

9to5mac.com Marcus Mendes 2025-08-13 17:04:49

As I pointed out recently, while Whisper is top of mind and still a pretty good transcription model, OpenAI has moved away from it. That said, the fact that Apple’s new transcription API is faster than Whisper is great news. But how accurate is it? We tested it out. Full disclosure: the idea for this post came from developer Prakash Pax, who did his own tests. As he explains it: I recorded 15 audio samples in English, randomly ranging from 15 seconds to 2 minutes. And tested against these 3 sp

Topics: apple error rate seconds whisper

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Mortgage Predictions for July: Will Rates Continue Falling?

cnet.com See Full Bio 2025-08-13 23:51:00

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Mortgage rates are holding near a two-month low, with average 30-year fixed rates having fallen just below 6.7%, according to Bankrate data. After weeks of hovering close to 7%, it's a positive sign in today's unaffordable housing market. But it's unclear how much staying power the recent decline will have. Thursday's Bureau of Labor Statistics job report showed slightly lower unemployment in Ju

Topics: lower market mortgage rate rates

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From Sensual Butt Songs to Santa’s Alleged Coke Habit: AI Slop Music Is Getting Harder to Avoid

wired.com Kate Knibbs 2025-08-14 09:55:11

AI slop is flooding every single digital platform, and music streaming services are no exception—so much so, even someone who generally avoids AI might find themselves unknowingly listening to a robot hornily singing about butts. Take the sordid saga of “Make Love to My Shitter,” an AI-generated track from an artist called BannedVinylCollection. Brace Belden, a host of the popular politics podcast TrueAnon, says that Spotify recently queued up the bawdy song after he’d finished listening to alt

Topics: ai generated music says spotify

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Writing Code Was Never the Bottleneck

news.ycombinator.com Pedro Tavares 2025-08-12 08:43:57

For years, I’ve felt that writing lines of code was never the bottleneck in software engineering. The actual bottlenecks were, and still are, code reviews, knowledge transfer through mentoring and pairing, testing, debugging, and the human overhead of coordination and communication. All of this wrapped inside the labyrinth of tickets, planning meetings, and agile rituals. These processes, meant to drive quality, often slow us down more than the act of writing code itself because they require t

Topics: code generated llms understanding writing

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Zone 2 Cardio: Pros, Cons and Tips From Experts

cnet.com See Full Bio 2025-08-15 05:14:00

Zone 2 cardio is one of the latest trends in fitness activity that may have you questioning if it is something you should add to your routine. Here's what you'll want to know before you start. It is a low-intensity, steady-state workout that allows you to sustain effort for an extended period while primarily using fat as fuel, says Gene Schafer, a NATABOC-certified athletic trainer and NSCA-certified strength and conditioning specialist. It means working at 60 to 70% of your maximum heart rate.

Topics: cardio heart rate says zone

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AI virtual personality YouTubers, or ‘VTubers,’ are earning millions

cnbc.com Zach Vallese 2025-08-16 17:00:01

One of the most popular gaming YouTubers is named Bloo, and has bright blue wavy hair and dark blue eyes. But he isn't a human — he's a fully virtual personality powered by artificial intelligence. "I'm here to keep my millions of viewers worldwide entertained and coming back for more," said Bloo in an interview with CNBC. "I'm all about good vibes and engaging content. I'm built by humans, but boosted by AI." Bloo is a virtual YouTuber, or VTuber, who has built a massive following of 2.5 millio

Topics: ai content generated said videos

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X is piloting a program that lets AI chatbots generate Community Notes

techcrunch.com Amanda Silberling 2025-08-17 17:26:12

The social platform X will pilot a feature that allows AI chatbots to generate Community Notes. Community Notes is a Twitter-era feature that Elon Musk has expanded under his ownership of the service, now called X. Users who are part of this fact-checking program can contribute comments that add context to certain posts, which are then checked by other users before they appear attached to a post. A Community Note may appear, for example, on a post of an AI-generated video that is not clear abou

Topics: ai community fact generated notes

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I Helped 4 Local Businesses Use Adobe Express' AI Features

cnet.com See Full Bio 2025-08-18 00:14:52

Over the past few years, I've found tremendous joy in helping local businesses here in Worcester, MA learn more about technology and AI. It's the same work I do in my full-time job as a content creator, but I love the in-person collaborative aspect. I started my business Feisworld Media first as a podcaster, then later I produced a documentary on Amazon Prime and then launched a YouTube channel in 2019. But it's still the in-person sharing that gets me excited about helping others. Since Adobe

Topics: adobe express generate image text

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Latest Tech News

July Mortgage Rate Forecast: Buyers Retreat as Rates Rebound

A Meteor Impact May Have Caused a Giant Landslide in the Grand Canyon

Trump Appears to Go TACO on Rumors He’ll Fire Fed Chair Jerome Powell

The Download: Veo 3’s subtitles problem, and the future of our planet’s resources

Google adds AI-generated summaries to Discover

Nearly Half of Americans Budget Based on Vibes. Should You?

Resident Evil: Survival Unit for iOS now up for pre-order, if you don’t mind waiting

Best Baby Monitors for 2025 as Tested by a Mom

Mortgage Rate Predictions: Here's Why Rates Are Staying High in July

Species at 30 makes for a great guilty pleasure

The 55-inch Hisense U7 is a great 4K TV under $600 for Prime Day

Gemini can now transform your boring stills into lifelike videos

YouTube ‘clarifies’ its plan to demonetize spammy AI slop

Linda Yaccarino steps down as CEO of Elon Musk’s X

Bulgaria to join euro area on 1 January 2026

Meet the America Party, Elon Musk’s Harebrained Third-Party Scheme

Amazon asked corporate employees to help fulfill grocery deliveries for Prime Day

# [derive(Clone)] Is Broken

July Mortgage Forecast: Will Interest Rates Budge This Summer?

Measles cases reach 33-year high as RFK Jr. pursues anti-vaccine agenda

"Indie Band" Says Claims Their Music Is AI-Generated Is a Hoax, Then Admits It's Actually AI-Generated

Resident Evil is getting a new mobile spin-off game

How accurate is Apple’s new transcription AI? We tested it against Whisper and Parakeet

Mortgage Predictions for July: Will Rates Continue Falling?

From Sensual Butt Songs to Santa’s Alleged Coke Habit: AI Slop Music Is Getting Harder to Avoid

Writing Code Was Never the Bottleneck

Zone 2 Cardio: Pros, Cons and Tips From Experts

AI virtual personality YouTubers, or ‘VTubers,’ are earning millions

X is piloting a program that lets AI chatbots generate Community Notes

I Helped 4 Local Businesses Use Adobe Express' AI Features

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