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Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

cnet.com See Full Bio 2025-09-13 22:00:21

Tharon Green/CNET If you're looking to buy a home, you probably know that housing affordability is in the dumps. Record-high prices and high mortgage rates are serving a double whammy to prospective buyers everywhere. But mortgage rates aren't set in stone. Although current rates are hovering near 7%, more borrowers are finding creative ways to snag rates below what lenders advertise. Last year, nearly half of buyers purchased a home at a rate below 5%, according to Zillow. "With borrowing co

Topics: home loan mortgage rate rates

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Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

cnet.com See Full Bio 2025-09-13 17:00:05

When interest rate cuts do come, it won't be a cure-all for today's unaffordable housing market. Saifulasmee Chede/Getty Images/CNET If you followed the Federal Reserve's monetary policy decisions last year, you might have been puzzled: The Fed's three interest rate cuts didn't translate into cheaper mortgages. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% since late fall. On Wednesday, the central bank is expected to extend a pause on interest rate cuts for a

Topics: cuts fed mortgage rate rates

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This New Coinbase Card Lets You Earn Up to 4% Back in Bitcoin. Here's How It Works

cnet.com See Full Bio 2025-09-13 19:00:00

Cheng Xin/Getty Images If you've been wanting a card that can fund your crypto portfolio, the latest credit card from Coinbase and Cardless might be the answer. The Coinbase One card offers up to 4% back in bitcoin for your purchases. However, the reward rate is based on how many assets you're holding with Coinbase and details aren't yet disclosed on the card's website. We've reached out to Coinbase for clarification and will update the story if we hear back. "Partnering with Cardless has let

Topics: card cash coinbase need rate

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Clay secures a new round at a $3B valuation, sources say

techcrunch.com Marina Temkin 2025-09-14 09:37:09

Clay, a sales automation startup, has raised a Series C round at an approximate $3 billion valuation, led by Capital G, according to three sources with knowledge of the deal. Clay and Capital G didn’t respond to a request for comment. The new round comes just a month after the New York startup announced that it will allow most of its employees to sell some of their shares at a $1.5 billion valuation. That secondary deal, known as a tender offer, was led by Sequoia, which agreed to purchase up

Topics: capital clay strategies techcrunch ventures

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Google’s test turns search results into an AI-generated podcast

theverge.com Emma Roth 2025-09-15 01:42:48

is a news writer who covers the streaming wars, consumer tech, crypto, social media, and much more. Previously, she was a writer and editor at MUO. Google is rolling out a test that puts its AI-powered Audio Overviews on the first page of search results on mobile. The experiment, which you can enable in Labs, will let you generate an AI podcast-style discussion for certain queries. If you search for something like, “How do noise cancellation headphones work?”, Google will display a button bene

Topics: audio generate google overview search

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Here’s the $2,000 fully AI-generated ad that aired during the NBA Finals

theverge.com Emma Roth 2025-09-16 17:33:28

is a news writer who covers the streaming wars, consumer tech, crypto, social media, and much more. Previously, she was a writer and editor at MUO. If you’ve been on social media lately, you might’ve seen the unsettling AI slop videos showing AI-generated people in wild scenarios or just speaking a bunch of nonsense. On Wednesday night, the betting platform Kalshi decided to take this trend outside the social sphere by putting a nonsensical AI-generated ad in front of the millions of viewers wa

Topics: accetturo ai generated social veo

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Astronomers Find Hidden Volcano on Mars

gizmodo.com Ellyn Lapointe 2025-09-18 13:00:18

Mars’s marred surface consists of craters, canyons, and mysterious formations that hint at a complex geological past. Scientists recently studied a tantalizing feature that could shed light on the planet’s elusive history. A mountain perched on the rim of Mars’ Jezero Crater may actually be a volcano hiding in plain sight, according to a new study. This peak, called Jezero Mons, could offer new insight into the Red Planet’s geologic history and the potential for ancient Martian life, the resear

Topics: crater jezero mars mons perseverance

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Wikipedia pauses AI-generated summaries pilot after editors protest

techcrunch.com Kyle Wiggers 2025-09-18 12:01:41

In Brief Wikipedia has reportedly paused an experiment that used AI to summarize articles on its platform after editors pushed back. Wikipedia announced earlier this month it was going to run the experiment for users who have the Wikipedia browser extension installed and chose to opt in, according to 404 Media. AI-generated summaries appeared at the top of every Wikipedia article with a yellow “unverified” label. Users had to click to expand and read them. Editors almost immediately criticize

Topics: ai experiment generated summaries wikipedia

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US government’s vaccine website defaced with AI-generated content

techcrunch.com Lorenzo Franceschi-Bicchierai 2025-09-18 12:36:03

In Brief A U.S. government website designed to inform the public about vaccines has been defaced and now hosts apparently AI-generated spam. The domain, which belongs to the U.S. Department of Health and Human Services (HHS), appears to have been hosting the same kind of content — mostly gay-themed and LGBTQ+ posts — since at least May 12, according to an archived version of the site. It’s unclear who is responsible for it, or what is the purpose of this defacement other than pushing AI-gener

Topics: 404 generated hhs hosted spam

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Is your phone truly waterproof? Here's what the IP rating tells you

zdnet.com Adrian Kingsley-Hughes 2025-06-03 09:39:03

Just how water-resistant is that box filled with electricity? Adrian Kingsley-Hughes/ZDNET I remember a time when you wouldn't dare let water anywhere near a smartphone or power bank, as it would almost certainly mean disaster. Today, however, most smartphones are designed to be water- and dust-resistant to some extent, and even gadgets like power banks and portable power stations are following suit. Also: The best portable power stations you can buy But how can you determine exactly how wate

Topics: dust power protection rated water

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Fly To Podman: a script that will help you to migrate from Docker

news.ycombinator.com Unknown 2025-06-03 04:52:13

Migrate from Docker to Podman. fly-to-podman is a small bash script that helps you migrate from Docker to Podman. It will migrate your Docker containers, images, and volumes to Podman, as well as keep your container data and configurations (mounts, ports, etc.) intact. Full blog post: From Docker to Podman: full migration to rootless

Topics: bash docker migrate podman script

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A password generator inspired by the Xkcd password spec

news.ycombinator.com Unknown 2025-06-03 13:13:53

Introduction This python script implements the xkcd password spec. Install This package requires the pip Python package manager for installation. pip installation instructions. Then: pip install xkpa Usage % xkpa -h usage: xkpa.py [-h] [-n] [-d DICT_PATH] [-x] [-i] [-s SEPARATOR] [-l LENGTH] [-c COUNT] [-v] [w] Generate an xkcd style password. positional arguments: w The number of words in the password. Defaults to 4. optional arguments: -h, --help show this help message and exit -n Disab

Topics: entropy generate password passwords xkpa

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Now's the Time to Lock in an APY Up to 4.65%. Today's CD Rates, Feb. 20, 2025

cnet.com Kelly Ernst 2025-06-03 10:30:00

Key takeaways You can earn up to 4.65% APY with today's best CDs. APYs haven't shifted much in recent days, but they won't stay high forever. By opening a CD now, you can protect your earnings from expected Fed rate cuts. Sometimes, no news is good news. As banks wait to see how long the Federal Reserve keeps interest rates paused, certificate of deposit rates haven't budged much over the past week. That's good news for savers who have yet to take advantage of still-elevated annual percentage

Topics: apy bank cd credit rates

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Latest Tech News

Homebuyers Are Scoring 5% Mortgage Rates With These Simple Strategies

Does Next Week's Fed Meeting Matter for Mortgage Rates? Yes and No

This New Coinbase Card Lets You Earn Up to 4% Back in Bitcoin. Here's How It Works

Clay secures a new round at a $3B valuation, sources say

Google’s test turns search results into an AI-generated podcast

Here’s the $2,000 fully AI-generated ad that aired during the NBA Finals

Astronomers Find Hidden Volcano on Mars

Wikipedia pauses AI-generated summaries pilot after editors protest

US government’s vaccine website defaced with AI-generated content

Is your phone truly waterproof? Here's what the IP rating tells you

Fly To Podman: a script that will help you to migrate from Docker

A password generator inspired by the Xkcd password spec

Now's the Time to Lock in an APY Up to 4.65%. Today's CD Rates, Feb. 20, 2025

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