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Social Security Is Set to Dry Up Even Sooner. That's Why I'm Not Relying on It for Retirement

Getty Images/Zooey Liao/CNET If you're banking on Social Security to fund your retirement, you may want to think twice. A new forecast from the Social Security Administration shows that Social Security trust funds will be depleted by 2034, a year sooner than initially forecast. At this time, you'll only be able to receive 81% of your benefits, reducing the amount you'll get paid. As a personal finance expert who saved enough to retire comfortably at 40, I've worked with dozens of clients to h

The best Apple deals you can shop ahead of Amazon Prime Day

If you want to get a head start on back-to-school shopping — or upgrade your Apple gear — there are already some great deals worth exploring ahead of Amazon Prime Day. From earbuds and laptops to tablets, the early deals are already starting to trickle in. Prices might drop even further during Amazon’s four-day sales event, sure, but gadgets like the latest AirPods and iPad Air are already matching their all-time low, giving you a solid chance to save before the four-day shopping event officiall

These headphones are extremely sweat-resistant, and they're on sale

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

New dating for White Sands footprints confirms controversial theory

The 2009 discovery of footprints (human and animal) left behind in layers of clay and silt at New Mexico’s White Sands National Park sparked a contentious debate about when, exactly, human cultures first developed in North America. Until about a decade ago, it seemed as if the first Americans arrived near the end of the last Ice Age and were part of the Clovis culture, named for the distinctive projectile points they left behind near what’s now Clovis, New Mexico. But various dating methods indi

Best Internet Providers in Chicago, Illinois

What is the best internet provider in Chicago? CNET’s top recommendation for most households in Chicago is AT&T Fiber due to its ultra-fast symmetrical speeds, straightforward pricing and solid availability. If AT&T Fiber isn’t available in your neighborhood, Xfinity, Verizon 5G Home Internet and Rise Broadband are reliable alternatives. The best internet provider for your home depends on your budget and speed needs. To help you decide, our broadband experts reviewed the top options and found

BBC Threatens to Sue Perplexity, Alleging 'Verbatim' Reproduction of Its Content

The BBC is threatening to sue AI search engine Perplexity for unauthorized use of its content, alleging the artificial intelligence company generates BBC's material "verbatim." In a letter to Perplexity CEO Aravind Srinivas, as published by The Financial Times on Friday, the BBC alleges that Perplexity's default AI model was "trained using BBC content." The BBC said it would seek an injunction unless Perplexity stopped scraping BBC content, deleted all BBC material and submitted a "a proposal f

The new math: why seed investors are selling their winners earlier

Charles Hudson had just closed his fifth fund several months ago – $66 million for Precursor Ventures – when one of his limited partners asked him to run an exercise. What would have happened, the LP wondered, if Hudson had sold all his portfolio companies at Series A? What about Series B? Or Series C? The question wasn’t academic. After two decades in venture capital, Hudson has been watching the math of seed investing change, maybe permanently. LPs who’ve previously been patient with seven-to

Billions of login credentials have been leaked online

NEW YORK (AP) — Researchers at cybersecurity outlet Cybernews say that billions of login credentials have been leaked and compiled into datasets online, giving criminals “unprecedented access” to accounts consumers use each day. According to a report published this week, Cybernews researchers have recently discovered 30 exposed datasets that each contain a vast amount of login information — amounting to a total of 16 billion compromised credentials. That includes user passwords for a range of p

US Army Appoints Palantir, Meta, OpenAI Execs as Lt. Colonels

Four senior executives at Palantir, Meta, and OpenAI have been formally appointed lieutenant colonels in the US Army following the creation of a “special” unit created for rich Big Tech mavens seeking military leadership roles. On June 13, the Army announced the creation of Detachment 201, otherwise known as the “Executive Innovation Corps,” which it describes as “a new initiative designed to fuse cutting-edge tech expertise with military innovation.” Four ultra-wealthy executives from top tec

Tuxracer.js play Tux Racer in the browser

You can play Tux Racer directly in your browser here: Play TuxRacer.JS TuxRacer.js is a port / rewrite of Extreme Tux Racer, which itself is based on the original Tux Racer game. This project allows you to enjoy Tux Racer directly in your web browser, supporting all major desktop and mobile browsers. Note: This project is in an early development stage and far from complete. However, some courses are already functional enough to provide a fun experience (at least for me!). How to Run TuxRacer.

Microsoft lays out its path to useful quantum computing

On Thursday, Microsoft's Azure Quantum group announced that it has settled on a plan for getting error correction on quantum computers. While the company pursues its own hardware efforts, the Azure team is a platform provider that currently gives access to several distinct types of hardware qubits. So it has chosen a scheme that is suitable for several different quantum computing technologies (notably excluding its own). The company estimates that the system it has settled on can take hardware q

Snap acquires Saturn, a social calendar app for high school and college students

Snap has acquired Saturn, a calendar app that helps students manage their school schedules and share them with others, the company confirmed to TechCrunch on Friday. The financial terms of the deal were not disclosed. Saturn will continue to operate as a standalone app. The news was first reported by Engadget. Snap says almost the entire Saturn team is joining Snap as part of the acquisition, with just under 30 full-time employees coming on board. Although Snap didn’t share much about its pla

Are these cheap Amazon tablets actually usable? My verdict after a month of testing

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

AI agents win over professionals - but only to do their grunt work, Stanford study finds

Getty Images/Jonathan Kitchen AI agents are one of the buzziest trends in Silicon Valley, with tech companies promising big productivity gains for businesses. But do individual workers actually want to use them? A new study from Stanford University shows the answer may be yes -- as long as they automate mundane tasks and don't encroach too far on human agency. Also: Don't be fooled into thinking AI is coming for your job - here's the truth Titled "Future of Work with AI Agents," the study se

Rolling the ladder up behind us

Rolling the ladder up behind us Published on 2025-06-20 , 5674 words, 21 minutes to read Who will take over for us if we don't train the next generation to replace us? A critique of craft, AI, and the legacy of human expertise. A picture of two patches of wild grass bifurcated by a retaining pond. - Photo by Xe Iaso, Canon EOS R6 Mark 2, unknown lens Cloth is one of the most important goods a society can produce. Clothing is instrumental for culture, expression, and for protecting one's modes

Topics: ai just like people want

MIT student prints AI polymer masks to restore paintings in hours

MIT graduate student Alex Kachkine once spent nine months meticulously restoring a damaged baroque Italian painting, which left him plenty of time to wonder if technology could speed things up. Last week, MIT News announced his solution: a technique that uses AI-generated polymer films to physically restore damaged paintings in hours rather than months. The research appears in Nature. Kachkine's method works by printing a transparent "mask" containing thousands of precisely color-matched region

Best Roborock vacuums 2025: After testing multiple models, these are the top ones

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Your car's USB port is seriously underrated: 5 features you're not taking advantage of

'ZDNET Recommends': What exactly does it mean? ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. When you click through from our site to a retailer and buy a product or

Mierle Laderman Ukeles, a '70s artist who became a hero to 'garbage men'

The New York City Sanitation Department in the late 1970s was not an obvious place to find a warm welcome for feminist conceptual art. But the newly appointed sanitation commissioner, Norman Steisel, had arrived as an outlier in the world of municipal waste. Before he began his career in city government, first working in budget offices, he had been a graduate student in chemical engineering and applied mathematics at Yale, where he fell in with a crowd of M.F.A. students. He understood the avant

Phoenix.new – Remote AI Runtime for Phoenix

I’m Chris McCord, the creator of Elixir’s Phoenix framework. For the past several months, I’ve been working on a skunkworks project at Fly.io, and it’s time to show it off. I wanted LLM agents to work just as well with Elixir as they do with Python and JavaScript. Last December, in order to figure out what that was going to take, I started a little weekend project to find out how difficult it would be to build a coding agent in Elixir. A few weeks later, I had it spitting out working Phoenix a

Follow These Expert Tips to Store Your Electric Yard Equipment the Right Way This Summer

Summer is here, and that means it's finally time to enjoy your garden once again. But getting the most out of your outdoor space means maintaining it, and that means having the right tools. Between lawn mowers, string trimmers and other important lawn gear, you probably have a familiar problem -- how do you keep your electric tools safe when you aren't using it? You need to make sure that your tools are ready when you need them, and that means doing more than just throwing them into a shed and f

After raising $38M, African e-commerce startup Sabi lays off 20%, pivots to traceable exports

African B2B e-commerce startup Sabi has laid off around 20% of its workforce (~50 employees) as it pivots from its original retail-focused platform to double down on a growing business in commodity exports. The layoffs, confirmed by the company on Thursday, are part of a broader restructuring aimed at aligning resources with what it describes as rising demand for traceable, ethically sourced commodities, an area it began building out last year under a new vertical called TRACE (Technology Rails

Deezer starts labeling AI-generated music to tackle streaming fraud

Deezer announced on Friday that it will start labeling albums that include AI-generated tracks as part of its efforts to combat streaming fraud. The company reports that about 18% of the music uploaded each day — more than 20,000 tracks — is now fully AI-generated. Although most of these tracks don’t go viral, Deezer says around 70% of their streams are fake and that they are designed to earn royalties fraudulently. To combat this, AI-generated tracks on Deezer are now clearly tagged. These tr

Iran’s government says it shut down internet to protect against cyberattacks

Earlier this week, virtually everyone in Iran lost access to the internet in what was called a “near-total national internet blackout.” At the time, it was unclear what happened or who was responsible for the shutdown, which has severely limited Iranians’ means to get information about the ongoing war with Israel, as well as their ability to communicate with loved ones inside and outside of the country. Now, Iran’s government has confirmed that it ordered the shutdown to protect against Israel

X app code points to a physical card coming to X Money

X’s plans for a payments service may extend beyond the digital realm, new data suggests. According to findings from mobile app intelligence firm App Sensa, the X app has been updated over the past few weeks with several references related to a physical debit card, which can be customized with your X username. Dozens of new strings of code in the X app reference various actions you can take with the new debit card, including checking its shipping status, activating your card after it arrives, re

Intel Core Ultra 7 265KF hits record-low price of $229

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10 strategies OpenAI uses to create powerful AI agents - that you should use too

Just_Super/Getty Images AI integration is moving at an astonishing pace. Just a few months ago, we were coming to terms with the idea of AI agents, or what the buzzword mavens call "agentic AI." Now, we're starting to look at issues of practical deployment. If you're not fully up to speed on agents, that's okay. Few people are. OpenAI defines agents as "Systems that independently accomplish tasks on your behalf," with an emphasis on "independently." ZDNET has a full guide on the topic, which i

Midjourney's new animation tool turns images into short videos - here's how

Screenshot by Lance Whitney/ZDNET A growing number of AI sites and services are able to generate short videos based on your descriptions or still images. Now, you can add Midjourney to the mix. On Wednesday, the popular AI image creator announced that users can now animate their images into five-second videos. The new feature is available to all Midjourney subscribers, including those on the $10-per-month Basic plan, and offers a variety of ways to cook up cool videos. Also: I test AI tools f