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How the Federal Reserve Actually Affects Mortgage Rates

cnet.com See Full Bio 2025-12-29 17:48:00

The Fed's interest rate decisions impact mortgages, but the relationship isn't straightforward. Tharon Green/CNET If you tracked the Federal Reserve's monetary policy decisions last year, you might have been puzzled: The Fed's three interest rate cuts didn't bring about lower mortgage rates. In fact, the average rate for a 30-year fixed home loan has hovered around 6.8% for the past several months. The Fed's interest rate decisions don't have a direct or immediate effect on home loan rates. Of

Topics: fed inflation mortgage rate rates

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VPNs top download charts as age verification law kicks in

feeds.bbci.co.uk Unknown 2025-12-30 00:25:21

VPNs top download charts as age verification law kicks in 35 minutes ago Share Save Liv McMahon Technology reporter Share Save Getty Images Virtual private network (VPN) apps have become the most downloaded on Apple's App Store in the UK after sites such as PornHub, Reddit and X began requiring age verification of users on Friday. VPNs can disguise your location online - allowing you to use the internet as though you are in another country. It means that people are likely using them to bypass

Topics: age bbc content platforms users

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Viral Language

news.ycombinator.com Jan 2025-12-27 03:07:28

Viral Language Helena Aeberli looks for rizz in Adam Aleksic’s “Algospeak: How Social Media Is Transforming the Future of Language.” By Helena Aeberli July 20, 2025 Cultural Studies Algospeak: How Social Media Is Transforming the Future of Language by Adam Aleksic . Knopf , 2025. 256 pages. LANGUAGE IS A MEANS of communication and a container of meaning. It enables us to come together to share intentions and coordinate actions, to form relationships and communities, to distinguish between in-g

Topics: aleksic algospeak language linguistic words

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Do startups still need Silicon Valley? Hear from the founders and funders challenging old assumptions at TechCrunch Disrupt 2025

techcrunch.com Techcrunch Events 2025-12-30 00:30:00

As the startup world descends on San Francisco for TechCrunch Disrupt 2025 — happening October 27–29 at Moscone West — one question looms large: does building in Silicon Valley still give founders an edge? With 10,000+ startup and VC leaders gathering for this milestone Disrupt, the conversation around access, geography, and opportunity has never been more timely. On the Builders Stage, Anh-Tho Chuong (Lago), Davice Hall (Revolution), and Heather Doshay (SignalFire) lead a must-attend session f

Topics: 2025 agenda disrupt edge startup

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How E2B became essential to 88% of Fortune 100 companies and raised $21 million

venturebeat.com Michael Nuñez 2025-12-30 05:00:00

Want smarter insights in your inbox? Sign up for our weekly newsletters to get only what matters to enterprise AI, data, and security leaders. Subscribe Now E2B, a startup providing cloud infrastructure specifically designed for artificial intelligence agents, has closed a $21 million Series A funding round led by Insight Partners, capitalizing on surging enterprise demand for AI automation tools. The funding comes as an remarkable 88% of Fortune 100 companies have already signed up to use E2B

Topics: agents ai e2b enterprise infrastructure

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Software engineer on the real state of AI agents (they're not there yet)

techspot.com Skye Jacobs 2025-12-26 15:19:00

Serving tech enthusiasts for over 25 years.TechSpot means tech analysis and advice you can trust A hot potato: Amid growing hype around AI agents, one experienced engineer has brought a grounded perspective shaped by work on more than a dozen production-level systems spanning development, DevOps, and data operations. From his vantage point, the notion that 2025 will bring truly autonomous workforce-transforming agents looks increasingly unrealistic. In a recent blog post, systems engineer Utka

Topics: agent agents ai kanwat percent

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VPNs top App Store charts as Online Safety Act age checks kick in

feeds.bbci.co.uk Unknown 2025-12-30 21:55:59

VPNs top App Store charts as Online Safety Act age checks kick in Just now Share Save Liv McMahon Technology reporter Share Save Getty Images Virtual private network (VPN) apps have become the most downloaded on Apple's App Store in the UK after sites such as PornHub, Reddit and X began requiring age verification of users on Friday. VPNs can disguise your location online - allowing you to use the internet as though you are in another country. It means people are likely using them to bypass re

Topics: age apps bbc content online

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Google Messages gets Material 3 Expressive on Wear OS before Android

androidauthority.com Unknown 2025-12-30 21:21:55

Joe Maring / Android Authority TL;DR Google Messages is the latest Wear OS app to receive Google’s Material 3 Expressive redesign. The update brings more consistent coloring, slight changes to shapes, and new icons to complement text. Google may be testing the update with a small set of users, since it has yet to reach a wider audience. Google has already begun transitioning many of its apps to the new, more fluid and vivid Material 3 Expressive design philosophy. These changes haven’t been

Topics: buttons changes google messages os

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Internet age verification begins rollout, and Apple is set to be dragged into it

9to5mac.com Ben Lovejoy 2025-12-30 21:52:04

The UK has become the first major country to introduce a legal requirement for internet age verification, but it affects all websites and apps worldwide. Additionally, the US has recently revived a bill very similar to the British legislation. While the law was presented as a way to prevent children accessing adult websites, the reality is very different, and we’re already seeing the privacy risks of good intentions being turned into bad legislation – with iMessage and FaceTime in the firing li

Topics: age apps law legislation websites

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Programmers Aren’t So Humble Anymore—Maybe Because Nobody Codes in Perl

wired.com Samuel Arbesman 2025-12-30 21:00:00

Perl was once everywhere. Or at least it felt that way. Around the turn of the millennium, it seemed that almost every website was built on the back of this scripting language. It processed massive amounts of text—mechanisms for doing this powerfully and easily were part of the language—and it was even used in bioinformatics, munging and churning through genetic data. Based on one list, the companies that used Perl ranged widely: Amazon, Google, Yahoo, Deutsche Bank, Akamai, Citibank, Comcast, M

Topics: language perl wall write writing

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How big can I print my image?

news.ycombinator.com Unknown 2025-12-26 23:36:03

How big can I print my image? Jul 24, 2025 For an image to look as sharp as real life, it needs to have a resolution higher then that of the human eye: usually around 1 arcminute, or 1/60th of a degree. $$ \text{Linear resolution} = \frac{\text{Distance}}{\text{1 radian}} \times 1 \text{ arcminutes} $$ $$ \text{Linear resolution }(\text{inches}) = \text{Distance (m)} \times 0.0115 $$ $$ \text{Features / Inch } = \frac{87}{\text{Distance (m)}} $$ For an image to look good at 1 meter, around

Topics: image inch pixels resolution text

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Why I write recursive descent parsers, despite their issues (2020)

news.ycombinator.com Unknown 2025-12-25 23:07:42

You're using a tool with a too-generic User-Agent You're probably reading this page because you've attempted to access some part of my blog (Wandering Thoughts) or CSpace, the wiki thing it's part of. Unfortunately whatever you're using to do so has a HTTP User-Agent header value that is too generic or otherwise excessively suspicious. Unfortunately, as of early 2025 there's a plague of high volume crawlers (apparently in part to gather data for LLM training) that behave like this. To reduce th

Topics: agent generic http user using

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Making Postgres slower

news.ycombinator.com Jacob Jackson 2025-12-30 10:12:59

July 27, 2025 Everyone is always wondering how to make Postgres faster, more efficient, etc, but nobody ever thinks about how to make Postgres slower. Now, of course, most of those people are being paid to focus on speed, but I am not (although, if you wanted to change that, let me know). As I was writing a slightly more useful guide, I decided someone needed to try to create a Postgres configuration optimized to process queries as slowly as possible. Why? I am not sure, but this is what came o

Topics: 00 pages postgres usage wal

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How I fixed my blog's performance issues by writing a new Jekyll plugin

news.ycombinator.com Unknown 2025-12-26 17:35:31

How I fixed my blog's performance issues by writing a new Jekyll plugin: jekyll-skyhook posted Jul 24, 2025 💡 If you don't want to read the full story, you can check out the jekyll-skyhook plugin on GitHub here. When I started writing this blog, I figured I could write my posts, submit my website to Google Search Console for indexing, and presto - my posts would start appearing in Google search results. That way, people who encounter issues like I did with dark/light mode not working in Ubunt

Topics: assets css image images width

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Performance and telemetry analysis of Trae IDE, ByteDance's VSCode fork

news.ycombinator.com Unknown 2025-12-30 05:57:06

Performance and Telemetry Analysis of Trae IDE: A Deep Dive into ByteDance's VSCode Fork Executive Summary This analysis examines concerning performance and privacy issues discovered in Trae IDE, ByteDance's fork of Visual Studio Code. Key findings include excessive resource consumption (33 processes vs 9 in VSCode), persistent telemetry transmission despite user settings, and concerning community management practices. 1. Background and Methodology During evaluation of development environmen

Topics: redacted telemetry trae usage user

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IBM Keyboard Patents

news.ycombinator.com Admiral Shark'S Keyboards 2025-12-30 15:30:27

JavaScript disabled or not supported It appears you have prevented JavaScript from running in your web browser or are using a web browser that does not support JavaScript. Admiral Shark's Keyboards presently requires JavaScript for quality-of-life features like switching between light/dark mode, navigating via title or image and copying search query links, and is necessary for the keyboard matrix simulators, keyboard property modals, interactable slideshows and image size optimisation. Please c

Topics: browser image javascript using web

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Performance and Telemetry Analysis of Trae IDE, ByteDance's VSCode Fork

news.ycombinator.com Unknown 2025-12-30 11:57:06

Performance and Telemetry Analysis of Trae IDE: A Deep Dive into ByteDance's VSCode Fork Executive Summary This analysis examines concerning performance and privacy issues discovered in Trae IDE, ByteDance's fork of Visual Studio Code. Key findings include excessive resource consumption (33 processes vs 9 in VSCode), persistent telemetry transmission despite user settings, and concerning community management practices. 1. Background and Methodology During evaluation of development environmen

Topics: redacted telemetry trae usage user

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Peacemaker S2 trailer finds our anti-hero in a parallel world

arstechnica.com Unknown 2025-12-30 14:44:13

HBO Max dropped the hotly anticipated full trailer for S2 of Peacemaker—James Gunn's Emmy-nominated series spun off from his 2021 film, The Suicide Squad —at San Diego Comic-Con this weekend. (Spoilers for S1 below.) As previously reported, the eight-episode first season was set five months after the events of The Suicide Squad. Having survived a near-fatal shooting, Peacemaker—aka Christopher Smith—is recruited by the US government for a new mission: the mysterious Project Butterfly, led by a

Topics: agent events new peacemaker s2

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Constrained languages are easier to optimize

news.ycombinator.com Unknown 2025-12-30 08:21:13

jyn, what the fuck are you talking about a recurring problem in modern “low-level” languages is that they are hard to optimize. they do not reflect the hardware, they require doing complex alias analysis, and they constantly allocate and deallocate memory. they looked at the structure/expressiveness tradeoff and consistently chose expressiveness. what does a faster language look like consider this paper on stream fusion in Haskell. this takes a series of nested loops, each of which logically

Topics: language need pointers raw sql

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4k NASA employees opt to leave agency through deferred resignation program

news.ycombinator.com Unknown 2025-12-30 03:17:03

Nearly 4,000 NASA employees have opted to leave the space agency through the Trump administration's deferred resignation program, NASA said on Saturday. The cuts amount to an estimated 20% of NASA's workforce, and will reduce the agency from 18,000 to 14,000 employees, NASA spokesperson Cheryl Warner said in a statement shared with NPR. The total number includes the agency's loss of 500 other workers due to normal attrition, she said. During a second round of the program, which closed at midni

Topics: agency cuts employees nasa said

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Your iPhone's Messages App Can Do Math. Here's How

cnet.com See Full Bio 2025-12-30 09:00:03

Apple will release iOS 26 this fall, and it will bring Liquid Glass and more features to your iPhone. But iOS 18 upgrades your Messages app so that it can solve tricky equations without your Calculator app, and it doesn't need Google to look up conversion rates, either. Prior to iOS 18, if you wanted to figure out how to split a bill with your texting group from afar, you'd have to use your calculator app or Spotlight and then switch back to Messages. With iOS 18 you can perform multistep calcu

Topics: 18 convert ios messages text

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Teach Yourself Programming in Ten Years (1998)

news.ycombinator.com Unknown 2025-12-30 05:24:51

Why is everyone in such a rush? The conclusion is that either people are in a big rush to learn about programming, or that programming is somehow fabulously easier to learn than anything else. Felleisen et al. give a nod to this trend in their book How to Design Programs, when they say "Bad programming is easy. Idiots can learn it in 21 days, even if they are dummies." The Abtruse Goose comic also had their take. Let's analyze what a title like Teach Yourself C++ in 24 Hours could mean: Teach

Topics: 000 language learn learning like

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Getting decent error reports in Bash when you're using 'set -e'

news.ycombinator.com Unknown 2025-12-27 05:40:27

You're using a tool with a too-generic User-Agent You're probably reading this page because you've attempted to access some part of my blog (Wandering Thoughts) or CSpace, the wiki thing it's part of. Unfortunately whatever you're using to do so has a HTTP User-Agent header value that is too generic or otherwise excessively suspicious. Unfortunately, as of early 2025 there's a plague of high volume crawlers (apparently in part to gather data for LLM training) that behave like this. To reduce th

Topics: agent generic http user using

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Astronomer winks at viral notoriety with ‘temporary spokesperson’ Gwyneth Paltrow

techcrunch.com Anthony Ha 2025-12-30 09:40:33

After spending the past week-plus in the headlines due to a seemingly inescapable social media scandal, data operations startup Astronomer is trying to shift the narrative with a tongue-in-cheek video starring actress and entrepreneur Gwyneth Paltrow. Paltrow was, of course, previously married to Coldplay singer Chris Martin. And it was at a Coldplay concert in Massachusetts that the company’s CEO Andy Byron and Chief People Officer Kristin Cabot were apparently caught dancing together on the “

Topics: agenda astronomer company disrupt paltrow

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U.K. starts enforcing online age check rules

techcrunch.com Anthony Ha 2025-12-30 10:29:26

In Brief A U.K. law requiring that pornography websites verify the age of their users took effect Friday. The BBC reports that around 6,000 porn sites have said they will start verifying users’ ages to comply with the Online Safety Act, although at least one major site was not requiring age checks as of Friday morning. The law also requires that online platforms prevent children from being exposed to harmful content, which is why sites like Reddit, Bluesky, X, and Grindr have also begun askin

Topics: age ids online selfies users

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5G promised a revolution, but here’s what we actually got

androidauthority.com Unknown 2025-12-30 08:00:07

Robert Triggs / Android Authority Depending on where you live, you’ve likely had 5G in your pocket for at least a couple of years — or possibly close to half a decade. In any case, the wireless tech has certainly been around long enough to have had time to accomplish the numerous lofty promises that CEOs piped up to upsell us, which included everything from rejuvenating retail to traffic lights pushing updates to your car. While some of those promises might have come to pass, quite a lot of th

Topics: 5g coverage data speeds time

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Apple @ Work: Apple makes Managed Apple Account transitions easier for IT at scale

9to5mac.com Bradley C 2025-12-30 08:00:00

Apple @ Work is exclusively brought to you by Mosyle, the only Apple Unified Platform. Mosyle is the only solution that integrates in a single professional-grade platform all the solutions necessary to seamlessly and automatically deploy, manage & protect Apple devices at work. Over 45,000 organizations trust Mosyle to make millions of Apple devices work-ready with no effort and at an affordable cost. Request your EXTENDED TRIAL today and understand why Mosyle is everything you need to work with

Topics: accounts apple managed mosyle work

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Ageing accelerates around age 50 ― some organs faster than others

news.ycombinator.com Ledford 2025-12-30 11:19:11

Ageing of many tissues accelerates around age 50, according to an analysis of tissues in people ranging from teenagers to individuals in their sixties.Credit: Karen Haibara/AFP/Getty It is a warning that middle-aged people have long offered the young: ageing is not a smooth process. Now, an exhaustive analysis of how proteins change over time in different organs backs up that idea, finding that people experience an inflection point at around 50 years old, after which ageing seems to accelerate.

Topics: age ageing different people says

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A Rare Interstellar Object Is Zipping Through Our Solar System. This Brand-New Telescope Saw It First

gizmodo.com Passant Rabie 2025-12-30 09:00:52

Nearly a month ago, a mysterious object was seen hurtling through the solar system and later confirmed as an interstellar visitor traveling toward the Sun. Several telescopes have since turned their attention to the wandering object, but it turns out the brand-new Vera C. Rubin Observatory was the first to catch a glimpse of 3I/ATLAS. In an act of cosmic serendipity, astronomers pointed the Rubin Observatory toward the patch of sky where the interstellar object appeared during its commissioning

Topics: 3i atlas comet images rubin

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No, the Sun Isn't Safer Than Tanning Beds. Plus, 17 Other Health Myths We're Busting

cnet.com See Full Bio 2025-12-30 06:45:00

Cracking your knuckles will cause arthritis. Eggs raise your cholesterol levels. Coffee stunts your growth. For decades, myths like these have influenced consumer decisions, originating from obscure studies or the opinion of a health "influencer". Science has debunked much of this conventional wisdom that percolates as fact. Here are 18 common health myths that everyone needs to stop believing right now. Myth: Exercising at night ruins your sleep Feel free to work out at night if that's your j

Topics: cancer getty images myth truth

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Latest Tech News

How the Federal Reserve Actually Affects Mortgage Rates

VPNs top download charts as age verification law kicks in

Viral Language

Do startups still need Silicon Valley? Hear from the founders and funders challenging old assumptions at TechCrunch Disrupt 2025

How E2B became essential to 88% of Fortune 100 companies and raised $21 million

Software engineer on the real state of AI agents (they're not there yet)

VPNs top App Store charts as Online Safety Act age checks kick in

Google Messages gets Material 3 Expressive on Wear OS before Android

Internet age verification begins rollout, and Apple is set to be dragged into it

Programmers Aren’t So Humble Anymore—Maybe Because Nobody Codes in Perl

How big can I print my image?

Why I write recursive descent parsers, despite their issues (2020)

Making Postgres slower

How I fixed my blog's performance issues by writing a new Jekyll plugin

Performance and telemetry analysis of Trae IDE, ByteDance's VSCode fork

IBM Keyboard Patents

Performance and Telemetry Analysis of Trae IDE, ByteDance's VSCode Fork

Peacemaker S2 trailer finds our anti-hero in a parallel world

Constrained languages are easier to optimize

4k NASA employees opt to leave agency through deferred resignation program

Your iPhone's Messages App Can Do Math. Here's How

Teach Yourself Programming in Ten Years (1998)

Getting decent error reports in Bash when you're using 'set -e'

Astronomer winks at viral notoriety with ‘temporary spokesperson’ Gwyneth Paltrow

U.K. starts enforcing online age check rules

5G promised a revolution, but here’s what we actually got

Apple @ Work: Apple makes Managed Apple Account transitions easier for IT at scale

Ageing accelerates around age 50 ― some organs faster than others

A Rare Interstellar Object Is Zipping Through Our Solar System. This Brand-New Telescope Saw It First

No, the Sun Isn't Safer Than Tanning Beds. Plus, 17 Other Health Myths We're Busting

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