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The Business of Betting on Catastrophe

The Business of Betting on Catastrophe World Bank pandemic bonds paid out only after death tolls passed a threshold. They’re part of a booming market where investors turn calamity into capital. Adobe Stock/MITP Reader By: Susan Erikson A↑ A↓ Off Bright Dark Blues Gray BeeLine Reader uses subtle color gradients to help you read more efficiently. The pandemic bonds — a financial device made up by one of the world’s most powerful institutions, the World Bank — can seem like a great idea f

People use AI for companionship much less than we’re led to think

The overabundance of attention paid to how people are turning to AI chatbots for emotional support, sometimes even striking up relationships, often leads one to think such behavior is commonplace. A new report by Anthropic, which makes the popular AI chatbot Claude, reveals a different reality: In fact, people rarely seek out companionship from Claude, and turn to the bot for emotional support and personal advice only 2.9% of the time. “Companionship and roleplay combined comprise less than 0.

Ultra-cheap $28 external 500GB HDD from Amazon tested: works, but with caveats

In a nutshell: A recent investigation into a budget external hard drive sold under the UnionSine brand has shed light on the persistent risks consumers face when purchasing low-cost storage devices from online marketplaces. Secure Data Recovery, a data recovery firm, bought a UnionSine HD2510 500GB hard disk drive from Amazon for just over $28 and subjected it to a series of technical tests to evaluate its authenticity and performance. Fraudulent or misleading storage products continue to be a

If You Have PS5, Crucial T500 Gaming SSD Drops Nearly 50% for Early Prime Day, Limited Stock Available

If you want to keep up with all the big game releases of the year, you’re not going to be able to do that without either immediately deleting them after playing or by expanding your storage capacity. When new titles clock in at over 100GB, you need to make some tough choices in terms of what gets to stay around. The easy solution it to just get yourself a much bigger solid state drive. See at Amazon The Crucial T500 SSD heavily discounted at the moment over at Amazon: The savings range from $3

Denis Villeneuve is directing the next Bond film for Amazon

is a reporter focusing on film, TV, and pop culture. Before The Verge, he wrote about comic books, labor, race, and more at io9 and Gizmodo for almost five years. First, Amazon MGM secured creative control of the James Bond IP, then it brought Amy Pascal and David Heyman in to produce a new feature about the iconic spy. Now, the studio has found a director to lead the project. Last night, Amazon MGM announced that Denis Villeneuve has been tapped to direct a new Bond film — the studio’s first

Budget $28 external 500GB HDD from Amazon tested: works, but with caveats

In a nutshell: A recent investigation into a budget external hard drive sold under the UnionSine brand has shed light on the persistent risks consumers face when purchasing low-cost storage devices from online marketplaces. Secure Data Recovery, a data recovery firm, bought a UnionSine HD2510 500GB hard disk drive from Amazon for just over $28 and subjected it to a series of technical tests to evaluate its authenticity and performance. Fraudulent or misleading storage products continue to be a

Here’s why I would avoid the big carrier stores in 2025

Edgar Cervantes / Android Authority Although the three main carriers have significantly increased costs over the past few years, until recently, they still stood out from prepaid services in several major ways. As I pointed out in another recent feature, that’s less true in 2025. Not only have perks and extras worsened, but recent moves have also undermined one of the biggest advantages postpaid carriers previously held: the presence of physical stores. Personally, I’ve been shopping without i

Muvera: Making multi-vector retrieval as fast as single-vector search

Neural embedding models have become a cornerstone of modern information retrieval (IR). Given a query from a user (e.g., “How tall is Mt Everest?”), the goal of IR is to find information relevant to the query from a very large collection of data (e.g., the billions of documents, images, or videos on the Web). Embedding models transform each datapoint into a single-vector “embedding”, such that semantically similar datapoints are transformed into mathematically similar vectors. The embeddings are

Beat the Nightly Heat With the Best Cooling Pillows of 2025: Tested and Reviewed

Caroline Igo/CNET The heat dome that’s baking the central and eastern US is bringing the hottest temperatures we’ve seen this year. Hot sleeper or not, there’s a good chance you might be looking for some relief at night. When flipping pillows and rolling over to find a cool spot on the mattress doesn't work, you might need some cooling technology. A pillow designed with cooling technology can be a game changer, especially if its tech extends beyond a cooling cover into the pillow's stuffing or

Best Meat Delivery Services for 2025

We did the math and some services can save you money versus the supermarket. Some services send frozen meat while others serve it up fresh. Online butchers in 2024 sell far more than just steak. Prefer to pick your meats each month or be surprised? CNET staff -- not advertisers, partners or business interests -- determine how we review products and services. If you buy through our links, we may earn a commission. Can’t find great meat at your local grocery store? You’re not alone. Premium c

Amazon's James Bond film will be directed by Denis Villeneuve

Amazon MGM Studio's James Bond movie, the first of what could be many in a series, will be directed by Denis Villeneuve. The company has revealed that he will be leading the production in an announcement, where it also named Villeneuve's wife Tanya Lapointe as an executive producer. Villeneuve is perhaps best known for directing Dune and Dune: Part Two, the latest adaptations of Frank Herbert's novel starring Timothée Chalamet. He also directed the sci-fi drama Arrival with Amy Adams and Jeremy

Can these $100 Android phones replace my flagship? The result after weeks of testing

ZDNET's key takeaways Both of these Blackview smartphones retail for under $100 Both handsets have what it takes for tasks such as messaging, taking photos and video, social media, and browsing the web Both benefit form bumping up the virtual RAM to the max. $94.99 at Amazon It's easy to think that you have to drop hundreds -- if not thousands -- of dollars to get a new smartphone. If you want a flagship smartphone from the big brands, then yes, you're going to experience some serious weight

Tovala Meal Kit and Oven Review (2025): We're Nearing Robot Chef

Tovala is the only meal kit I know of that comes with its own oven—and I speak as someone who has tested a lot of meal kits and also ovens. Still, the idea isn't merely wacky. The biggest pitfall of pre-prepared meal delivery is almost always the microwave, as I noted in my review of HelloFresh's often delicious but sometimes soggy Factor meals. These almost always benefited from an improvised turn in the air fryer. And so the brainstorm on Tovala is both sophisticated and simple. Make mostly p

New Gemini Live tricks make your calendar and notes easier to access

Mishaal Rahman / Android Authority TL;DR Gemini Live can now interact with other Google apps during flowing conversations. It can add or edit entries in Calendar, Keep, and Tasks, and fetch live location in Maps. Captions in Gemini Live are also rolling out more widely. Gemini is inching closer to being the intelligent virtual assistant Google touts it to be. Google recently flipped the switch for a set of controls that allow Gemini to access information from other Google apps in real time.

Why this electric screwdriver is one of the best investments I've made for my home

ZDNET's key takeaways The new Bosch Go is on sale for $100. It features USB-C charging, a vast improvement on the old microUSB port, plus there's a bigger battery and a ring light on the front to illuminate the workspace. The screwdriver comes in a handy carry case with a selection of bits, so you have everything to do the job in hand. $99.98 at Amazon Two years ago, I got myself a Bosch Go electric screwdriver. The thing was amazing; it's been on my best electric screwdrivers list ever since

I found an AirTag alternative that's just as good but for half the price

ZDNET's key takeaways The Spigen Tag Me Bluetooth trackers are available for $39 for a four-pack These trackers perform as well as the AirTag yet are half the price; they have a small loop to attach to items without purchasing separate accessories Unfortunately, they only work with the Apple Find My network. $39.99 at Amazon I've learned to add Bluetooth trackers to my frequently lost items the hard way. My husband is forgetful, and we have three little kids who are still learning to look aft

Both these Android handsets are under $100

ZDNET's key takeaways Both of these Blackview smartphones retail for under $100 Both handsets have what it takes for tasks such as messaging, taking photos and video, social media, and browsing the web Both benefit form bumping up the virtual RAM to the max. $94.99 at Amazon It's easy to think that you have to drop hundreds – if not thousands -- of dollars to get a new smartphone. If you want a flagship smartphone from the big brands, then yes, you're going to experience some serious weight r

MCP in LM Studio

LM Studio 0.3.17 introduces Model Context Protocol (MCP) support, allowing you to connect your favorite MCP servers to the app and use them with local models. LM Studio supports both local and remote MCP servers. You can add MCPs by editing the app's mcp.json file or via the new "Add to LM Studio" Button, when available. Also new in this release: Support for 11 new languages, thanks to our community localizers. LM Studio is now available in 33 languages. Many bug fixes, as well as improvemen

Verizon Is Enlisting Google's AI to Resolve Support Calls on the First Try

Verizon's cryptic Project 624 flew under the radar until this week, when the carrier announced a new customer service program built on Google Gemini AI technology that's intended to resolve issues on first contact. If it works as intended, subscribers should be able to avoid the time-sucking support slog that is often a hallmark of modern troubleshooting. Sowmyanarayan Sampath, CEO of Verizon's consumer group, laid out changes to the customer experience that went live Tuesday, which include a t

Best Internet Providers in the Bronx, New York

What is the best internet provider in the Bronx? Verizon Fios is CNET’s top pick for internet in the Bronx. With symmetrical upload and download speeds, no data caps and a five-year price guarantee on premium plans, it’s a great choice for remote workers, gamers and anyone who needs consistent high-speed internet. If it’s available at your address, Fios is the best all-around option. Need even more speed? Optimum offers the fastest internet in the Bronx, with plans reaching up to 8,000Mbps. Ho

I found a high-quality pocket multitool for less than $30 that isn't a joke

ZDNET's key takeaways A premium quality pocket tool with a good selection of tools for under $30. All the tools are nice and sharp when new, and retain their sharpness even after extended use. Because this is a pocket tool, don't expect pliers or a lifetime warranty. View now at Walmart View now at Amazon more buying choices I've been a big fan of multitools and pocket tools for decades. I've owned several items from big names like Leatherman, Gerber, and Victorinox. Some I still have, others

Getting by on the Generosity of Strangers in Japan

After a long trip, the first thing you tell people when you get home might not be about the bed you slept in or the communal breakfast in the hotel lobby, but hospitality does make a big difference in how you experience a place — whether it’s a spare bed in a stranger’s house or just someone taking the time to show you around. National Geographic Explorer Paul Salopek knows this. For over 12 years, he’s been tracing the path of human migration on his Out of Eden Walk, a trip that spans multipl

'Cyber plague': Experts warn of growing infostealer threat after billions of login details exposed

"Someone, somewhere is having data exfiltrated from their machines as we speak," says Volodymyr Diachenko, co-founder of the cybersecurity consultancy SecurityDiscovery. Cybercriminals have intensified their efforts to steal and sell online passwords, experts warn. The alarm comes after the discovery of online datasets containing billions of exposed account credentials. The 30 datasets comprised a whopping 16 billion login credentials across multiple platforms, including Apple, Google and Face

James Bond Has Shaken Up a New Director: ‘Dune’ Helmer Denis Villeneuve

Rumors have been circulating about who’ll be the next director to put James Bond through his superspy paces. Now we know who’s been hired: Denis Villeneuve, the four-time Oscar nominee behind Dune, Dune: Part Two, Blade Runner 2049, Arrival, Sicario, and more. Variety reports Villeneuve will also executive produce with his partner and frequent collaborator Tanya Lapointe. The trade has a very excited statement from Villeneuve to go with the news: “Some of my earliest movie-going memories are c

The Severance Podcast is officially back for five new episodes

Three months after the season 2 finale, The Severance Podcast is returning this week with five new episodes and a cool idea. Here’s what to expect. Wait, there’s an official Severance podcast? If you’re a fan of Severance and didn’t know it had an official podcast, you’re in for a treat (but please enjoy each podcast episode equally). Just ahead of the season 2 premiere, showrunner Ben Stiller and actor Adam Scott launched a companion series that recapped each episode of season 1, featuring i

Team Fortress 2 is getting another major update with a little help from the community

In a nutshell: Valve has announced a pending update for Team Fortress 2, the popular team-based multiplayer first-person shooter originally released in 2007 for Windows and Xbox. The long-awaited update focuses on the game's Mann vs. Machine PvE mode and will include new community-created content. It's set to roll out before Halloween. Valve is inviting the community to submit Mann vs. Machine maps and missions by August 27 for potential inclusion in the update. The company clarified that, desp

Trump administration moves to count crypto as a federal mortgage asset

In a landmark shift for the U.S. housing finance system, the Federal Housing Finance Agency has issued a directive ordering Fannie Mae and Freddie Mac to formally consider cryptocurrency as an asset in single-family mortgage loan risk assessments. The move, signed by FHFA Director William J. Pulte on Wednesday, signals a new era of crypto integration into traditional financial infrastructure — this time within the core of American home lending. The order directs both housing finance giants to

Primitive Kolmogorov complexity is computable

/ 5 min read This post is mostly AI generated, of course with significant guidance, feedback, iteration and some edits from me. There was little for me to gain writing this myself, but I felt it needed to be written down regardless. Kolmogorov complexity and Solomonoff's theory of inductive inference offer formal, theoretical solutions to measuring complexity and forming predictions. However, both are uncomputable, a fact that is often treated as having significant implications in computabilit

Better Auth, by a self-taught Ethiopian dev, raises $5M from Peak XV, YC

It’s rare to see a solo founder building a widely adopted developer infrastructure tool. Even more so if the founder happens to be from Africa. Bereket Engida, a self-taught programmer from Ethiopia, is quietly building what some developers say is the best authentication tool they’ve ever used. Engida’s startup, Better Auth, offers an open source framework that promises to simplify how developers manage user authentication, and it’s caught the attention of some big name investors. It recently r