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Mortgage Rate Predictions: How Tariffs, War and the Fed Are Impacting Rates

cnet.com See Full Bio 2025-09-27 06:33:46

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET Mortgage market predictions have been clouded by economic uncertainty caused by the Trump administration's trade measures, deficit spending and geopolitical maneuvering. The big question hanging over the housing market is whether rates will rise due to tariff-induced inflation or fall due to a recession. Since early spring, average mortgage rates for 30-year fixed loans have been swinging betwee

Topics: impact market mortgage rate rates

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Congress might block state AI laws for five years — here’s what it means

techcrunch.com Rebecca Bellan 2025-09-27 06:02:12

A federal proposal that would ban states and local governments from regulating AI for five years could soon be signed into law, as Sen. Ted Cruz (R-TX) and other lawmakers work to secure its inclusion into a GOP megabill — which the Senate is voting on Monday — ahead of a key July 4 deadline. Those in favor — including OpenAI’s Sam Altman, Anduril’s Palmer Luckey, and a16z’s Marc Andreessen — argue that a “patchwork” of AI regulation among states would stifle American innovation at a time when

Topics: ai laws moratorium state states

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Helix: A Modern, High-Performance Language

news.ycombinator.com Unknown 2025-09-27 07:08:24

Helix: A Modern, High-Performance Language. Key Goals of Helix: High-performance: The language is designed to be as fast as C, with modern features and a more expressive syntax. Safety: Focused on safe memory management without sacrificing developer productivity and freedom. Borrow Checker: Implements a Advanced Memory Tracking system for memory safety, while being far less strict than other languages. Robustness: Provides tools and features that ensure code stability and reduce runtime err

Topics: code error helix memory safety

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Congress might block state AI laws for five years. Here’s what it means.

techcrunch.com Rebecca Bellan 2025-09-27 11:02:12

A federal proposal that would ban states and local governments from regulating AI for five years could soon be signed into law, as Sen. Ted Cruz (R-TX) and other lawmakers work to secure its inclusion into a GOP megabill — which the Senate is voting on Monday — ahead of a key July 4 deadline. Those in favor — including OpenAI’s Sam Altman, Anduril’s Palmer Luckey, and a16z’s Marc Andreessen — argue that a “patchwork” of AI regulation among states would stifle American innovation at a time when

Topics: ai laws moratorium state states

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GoPro’s Anamorphic lens makes it easy to get stylish cinematic action shots

engadget.com Unknown 2025-09-27 15:32:00

Engadget has been testing and reviewing consumer tech since 2004. Our stories may include affiliate links; if you buy something through a link, we may earn a commission. Read more about how we evaluate products . GoPro’s Anamorphic lens mod is finally available to buy, completing the set of lenses the company teased when it announced its Hero 13 action cam. At the time, the most significant change to the latest edition of its best-selling camera was the ability to attach a selection of lenses a

Topics: 13 anamorphic footage hero lens

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Will Mortgage Rates Drop in a Recession? This Realtor Has a Hot Take

cnet.com See Full Bio 2025-09-27 19:32:02

Mortgage rates have typically fallen during recessionary periods. Douglas Rissing/Getty Images In today's news cycle, recession headlines come and go. Amid trade war anxieties, stock market roller-coaster rides and global conflict, no one is hoping for a major economic setback -- except recessions have often created more favorable conditions for mortgage rates. Since the beginning of 2025, average 30-year fixed mortgage rates have been stuck in the high 6.5% to 7% range. Most housing experts,

Topics: economic home mortgage rates recession

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Startling Percentage of Neuroscientists Say We Could Extract Memories From Dead Brains

futurism.com Unknown 2025-09-27 00:45:16

Image by Getty Images Studies When you die, your memories die with you, never to be experienced again. Or at least, that's always been how the case. Now, though, in an exercise to assess shifting scientific consensus, a cohort of 312 neuroscientists were quizzed by researchers on whether memories might live on in the structure of deceased brains. And a surprisingly larger number — 70.7 percent of the group — believe they may, findings which were newly published in the science journal PLOS One.

Topics: brain memories neuroscientists science scientists

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Blackwell: Nvidia's GPU

news.ycombinator.com Chester Lam 2025-09-28 06:40:13

Nvidia has a long tradition of building giant GPUs. Blackwell, their latest graphics architecture, continues that tradition. GB202 is the largest Blackwell die. It occupies a massive 750mm2 of area, and has 92.2 billion transistors. GB202 has 192 Streaming Multiprocessors (SMs), the closest equivalent to a CPU core on a GPU, and feeds them with a massive memory subsystem. Nvidia’s RTX PRO 6000 Blackwell features the largest GB202 configuration to date. It sits alongside the RTX 5090 in Nvidia’s

Topics: amd blackwell l2 memory nvidia

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Waiting for Mortgage Rates to Drop in a Recession? This Realtor Has a Hot Take

cnet.com See Full Bio 2025-09-28 03:00:04

Mortgage rates have typically fallen during recessionary periods. Douglas Rissing/Getty Images Recession headlines come and go in today's news cycle, which is filled with trade war anxieties, stock market roller-coaster rides and global conflict. No one wants to pin their hopes on a major economic setback. But since recessions have often created more favorable conditions for mortgage rates, many of my clients want to know: Will buying a home become more affordable in a recession? Since the beg

Topics: economic home mortgage rates recession

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How to Watch the 'Secret Lives of Mormon Wives' Reunion

cnet.com See Full Bio 2025-09-28 07:18:09

Ready for more of Hulu's Mormon Wives? The hit reality show that follows Taylor Frankie Paul, Jen Affleck and more Mormon mom influencers premiered its 10-episode second season on May 15. Now, the cast is assembling for the show's first reunion special. Season 1 of The Secret Lives of Mormon Wives debuted in 2024 and followed a group of Mormon women -- dubbed #MomTok -- in the aftermath of a swinging sex scandal. Former Bachelor and Bachelorette star Nick Viall will host the season 2 reunion, w

Topics: hulu mormon reunion season wives

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What really happens when your phone runs out of RAM?

androidauthority.com Unknown 2025-09-28 04:00:00

Robert Triggs / Android Authority These days, high-end smartphones and even more affordable models ship with about as much RAM as a modern mid-range PC. And why shouldn’t they? We use our phones for various tasks, from flicking through countless apps to playing the latest high-end games. They all need RAM, and increasingly more of it, especially when it comes to chatting with a large language model or using AI to spruce up our media. Can your phone even run out of RAM these days? It sounds unl

Topics: memory ram swap use zram

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I deleted my second brain

news.ycombinator.com Joan Westenberg 2025-09-28 02:27:29

Two nights ago, I deleted everything. Every note in Obsidian. Every half-baked atomic thought, every Zettelkasten slip, every carefully linked concept map. I deleted every Apple Note I’d synced since 2015. Every quote I’d ever highlighted. Every to-do list from every productivity system I’d ever borrowed, broken, or bastardized. Gone. Erased in seconds. What followed: Relief. And a comforting silence where the noise used to be. For years, I had been building what technologists and lifehacker

Topics: brain like memory old want

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The Journey of Bypassing Ubuntu's Unprivileged Namespace Restriction

news.ycombinator.com Unknown 2025-09-28 14:33:36

Recently, Ubuntu introduced sandbox mechanisms to reduce the attack surface, and they seemed unbreakable. However, after carrying out in-depth research, we found that the implementation contained some issues, and bypassing it was not as difficult as expected. This post will explain how we began our research at the kernel level and discovered a bypass method. We will also share some interesting stories from the process. 1. Introduction 1.1. Ubuntu’s New Sandbox Model After years of serving as

Topics: aaa apparmor attr profile ubuntu

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Substack Is Having a Moment—Again. But Time Is Running Out

wired.com Steven Levy 2025-09-29 07:29:37

Before June 8, the skilled and respected ABC News television journalist Terry Moran was neither a household name nor political lightning rod. That changed abruptly when Moran posted on X that Donald Trump’s deputy chief of staff Stephen Miller was “a world-class hater,” followed by an addendum that the president was a hater as well. (The post was later taken down.) While the statements were certainly defendable, they apparently violated ABC policy, and Moran was suspended, then dismissed. Moran,

Topics: journalists moran started substack terry

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Congress might block state AI laws for a decade. Here’s what it means.

techcrunch.com Rebecca Bellan 2025-09-29 07:43:28

A federal proposal that would ban states and local governments from regulating AI for 10 years could soon be signed into law, as Sen. Ted Cruz (R-TX) and other lawmakers work to secure its inclusion into a GOP megabill ahead of a key July 4 deadline. Those in favor – including OpenAI’s Sam Altman, Anduril’s Palmer Luckey, and a16z’s Marc Andreessen – argue that a “patchwork” of AI regulation among states would stifle American innovation at a time when the race to beat China is heating up. Crit

Topics: ai laws moratorium said states

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Mortgage Rate Predictions: Will Military Conflict, Tariffs and the Fed Keep Rates High?

cnet.com See Full Bio 2025-09-29 18:40:56

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The housing market is hardly immune to political and economic volatility, yet mortgage rates have been eerily calm over the last period. Since the spring, the average rate for a 30-year fixed mortgage has moved in a mostly narrow range around 6.8% and 7%. Mortgage rates were expected to gradually improve in 2025. However, the Trump administration's inflationary tariffs, deficit spending and geop

Topics: fed market mortgage rate rates

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Memory safety is table stakes

news.ycombinator.com Unknown 2025-10-01 01:36:11

The past few years has seen a massive success story for systems programming. Entire categories of bugs that used to plague systems programmers—like use-after-free, data races, and segmentation faults—have begun to completely disappear. The secret to this new reality is a set of systems programming languages chief among them Rust—whose powerful type systems are able to constructively eliminate these kind of bugs; if it compiles, then it’s correct … or at least, will not contain use-after-free or

Topics: foreign memory safety systems type

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Mortgage Rate Forecast Clouded by War Moves, Tariffs and the Federal Reserve

cnet.com See Full Bio 2025-10-01 02:17:02

Buyers should keep an eye on the possibility of rate cuts in the next few months. Tharon Green/CNET The housing market is hardly immune to political and economic volatility, yet mortgage rates have been eerily calm over the last period. Since the spring, the average rate for a 30-year fixed mortgage has moved in a mostly narrow range around 6.8% and 7%. Mortgage rates were expected to gradually improve in 2025. However, the Trump administration's inflationary tariffs, deficit spending and geop

Topics: fed market mortgage rate rates

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Memory Safety Is Merely Table Stakes

news.ycombinator.com Unknown 2025-10-01 06:36:11

The past few years has seen a massive success story for systems programming. Entire categories of bugs that used to plague systems programmers—like use-after-free, data races, and segmentation faults—have begun to completely disappear. The secret to this new reality is a set of systems programming languages chief among them Rust—whose powerful type systems are able to constructively eliminate these kind of bugs; if it compiles, then it’s correct … or at least, will not contain use-after-free or

Topics: foreign memory safety systems type

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AMD demo shows procedural generation slashing VRAM use from 35 GB to just 51 KB

techspot.com Daniel Sims 2025-10-02 10:51:00

Why it matters: Managing graphics memory has become one of the most pressing challenges facing the realm of real-time 3D rendering. As visuals become more detailed, the amount of VRAM required for modern high-end games is pushing against what average customers can afford. AMD and Nvidia are currently developing remedies to the issue, which involve shifting certain rendering tasks from memory to the GPU. A new research paper from AMD explains how procedurally generating certain 3D objects in rea

Topics: generation graphs memory vram work

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AMD demo shows procedural generation cutting VRAM usage from 35GB to 51KB

techspot.com Daniel Sims 2025-10-02 15:51:00

Why it matters: Managing graphics memory has become one of the most pressing challenges facing the realm of real-time 3D rendering. As visuals become more detailed, the amount of VRAM required for modern high-end games is pushing against what average customers can afford. AMD and Nvidia are currently developing remedies to the issue, which involve shifting certain rendering tasks from memory to the GPU. A new research paper from AMD explains how procedurally generating certain 3D objects in rea

Topics: generation graphs memory vram work

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IBM's Dmitry Krotov wants to crack the 'physics' of memory

news.ycombinator.com Unknown 2025-10-03 02:31:58

Dmitry “Dima” Krotov was among the first to congratulate AI pioneer, John Hopfield, on his Nobel Prize in Physics last fall. “John, wow!” he texted Hopfield on the morning the award became public. “Just WOW!!” As Hopfield’s close collaborator, Krotov has helped explain to the world following the announcement how Hopfield’s single-layer digital neural network led to the “deep” networks in use today. At Princeton, the two researchers invented something called dense associative memory, which lifte

Topics: data energy hopfield krotov memory

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CUDA Ray Tracing 2x Faster Than RTX: My CUDA Ray Tracing Journey

news.ycombinator.com Tanguy Fautré 2025-10-03 01:42:38

Welcome! This article is a deep dive into how I made a CUDA-based ray tracer that outperforms a Vulkan/RTX implementation—sometimes by more than 3x—on the same hardware. If you're interested in GPU programming, performance optimization, or just want to see how far you can push a path tracer, you're in the right place. The comparison is with RayTracingInVulkan by GPSnoopy, a well-known Vulkan/RTX renderer. My goal wasn't just to port Ray Tracing in One Weekend to CUDA, but to squeeze every last

Topics: cuda float memory ray std

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Cargo Ship Carrying Flaming EVs Sinks Off the Coast of Alaska

gizmodo.com Aj Dellinger 2025-10-03 15:15:43

If you were waiting on a new car, the Domino’s Pizza Tracker equivalent for vehicle orders might be stuck at the “Delivery” spot for a while. A cargo ship carrying a fleet of electric vehicles, hybrids, and gas-powered vehicles sank, according to the New York Times, after catching fire while crossing the Pacific. The Morning Midas, a ship sailing under a Liberian flag and managed by international shipping firm Zodiac Maritime, went under about 360 nautical miles from the coast of Alaska, accord

Topics: according midas morning ship vehicles

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Claude catches up to ChatGPT with built-in memory support

bleepingcomputer.com Unknown 2025-10-05 19:52:15

AI startup Anthorpic is planning to add a memory feature to Claude in a bid to take on ChatGPT, which has an advanced memory feature. With memory support, Claude can remember past events and reference them in new chats to improve the results. For example, if you specifically instruct Claude that you prefer Python as your favourite programming language, it'll try to show Python-based code output only. Anthorpic hasn't confirmed memory support for Claude, but as some users spotted on X, referen

Topics: artifacts claude feature memory users

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A Federal Moratorium on State AI Rules Is Inching Closer to Passing. Why It Matters

cnet.com See Full Bio 2025-10-05 22:34:15

States and local governments would be limited in how they can regulate artificial intelligence under a proposal currently before Congress. AI leaders say the move would ensure the US can lead in innovation, but critics say it could lead to fewer consumer protections for the fast-growing technology. The proposal, as passed by the House of Representatives, says no state or political subdivision "may enforce any law or regulation regulating artificial intelligence models, artificial intelligence s

Topics: ai moratorium said state states

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SanDisk 128GB Extreme PRO MicroSD Card Drops Below Last Prime Day Price, Feels Like an Amazon Giveaway

gizmodo.com Brittany Vincent 2025-10-06 19:10:40

If you’ve ever lost footage or had your camera freeze up in the middle of recording, you know how critical a good memory card really is. If you lose all the work you just did, there’s no way you want to do it all again. And you don’t want to lose important memories you took while on a trip or even video game saves. On the flip side, you might just need to expand the memory for a console or a device you’re using. And you can do all this with a new microSD card. We’ve got one in mind, too. And you

Topics: amazon card just like memory

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NVIDIA's RTX 5050 arrives early in laptops from Acer, MSI and more

engadget.com Unknown 2025-10-06 23:33:10

NVIDIA's add-in board partners won't start selling the GeForce RTX 5050 until mid-July, but it looks like the company has given the early go-ahead to OEMs to start announcing laptops with the new entry-level GPU. Wccftech and Videocardz report that 5050-equipped laptops are available to order in China as of this morning from domestic manufacturers like Mechrevo. Over in the US, companies like MSI and Acer have begun announcing their own RTX 5050 laptops. The former, for instance, will sell the

Topics: 5050 gpu memory rtx vram

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Basic Facts about GPUs

news.ycombinator.com Unknown 2025-10-07 02:15:12

Basic facts about GPUs last updated: 2025-06-18 I’ve been trying to get a better sense of how GPUs work. I’ve read a lot online, but the following posts were particularly helpful: This post collects various facts I learned from these resources. Acknowledgements: Thanks to Alex McKinney for comments on independent thread scheduling. Table of Contents Compute and memory hierarchy A GPU’s design creates an imbalance since it can compute much faster than it can access its main memory. An NVID

Topics: 32 block memory thread threads

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Mortgage Rate Predictions: Is This Week the Calm Before the Storm?

cnet.com See Full Bio 2025-10-08 10:59:00

Tharon Green/CNET Though the housing market is never immune to political and economic volatility, mortgage rates have been eerily calm. Over the last month, the average rate for a 30-year fixed mortgage has moved in a narrow range between 6.8% and 7%. An escalating war in the Middle East could spark fresh volatility across global markets, significantly affecting oil prices and the US dollar. That would have a ripple effect on long-term Treasury yields and mortgage rates. Mortgage rates had be

Topics: lower market mortgage rate rates

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Latest Tech News

Mortgage Rate Predictions: How Tariffs, War and the Fed Are Impacting Rates

Congress might block state AI laws for five years — here’s what it means

Helix: A Modern, High-Performance Language

Congress might block state AI laws for five years. Here’s what it means.

GoPro’s Anamorphic lens makes it easy to get stylish cinematic action shots

Will Mortgage Rates Drop in a Recession? This Realtor Has a Hot Take

Startling Percentage of Neuroscientists Say We Could Extract Memories From Dead Brains

Blackwell: Nvidia's GPU

Waiting for Mortgage Rates to Drop in a Recession? This Realtor Has a Hot Take

How to Watch the 'Secret Lives of Mormon Wives' Reunion

What really happens when your phone runs out of RAM?

I deleted my second brain

The Journey of Bypassing Ubuntu's Unprivileged Namespace Restriction

Substack Is Having a Moment—Again. But Time Is Running Out

Congress might block state AI laws for a decade. Here’s what it means.

Mortgage Rate Predictions: Will Military Conflict, Tariffs and the Fed Keep Rates High?

Memory safety is table stakes

Mortgage Rate Forecast Clouded by War Moves, Tariffs and the Federal Reserve

Memory Safety Is Merely Table Stakes

AMD demo shows procedural generation slashing VRAM use from 35 GB to just 51 KB

AMD demo shows procedural generation cutting VRAM usage from 35GB to 51KB

IBM's Dmitry Krotov wants to crack the 'physics' of memory

CUDA Ray Tracing 2x Faster Than RTX: My CUDA Ray Tracing Journey

Cargo Ship Carrying Flaming EVs Sinks Off the Coast of Alaska

Claude catches up to ChatGPT with built-in memory support

A Federal Moratorium on State AI Rules Is Inching Closer to Passing. Why It Matters

SanDisk 128GB Extreme PRO MicroSD Card Drops Below Last Prime Day Price, Feels Like an Amazon Giveaway

NVIDIA's RTX 5050 arrives early in laptops from Acer, MSI and more

Basic Facts about GPUs

Mortgage Rate Predictions: Is This Week the Calm Before the Storm?

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